Personal and small business cards issued by Bank of America are currently not available on CNBC Select and links have been redirected to our credit card marketplace, where you can review offers from other issuers like American Express or Chase. You can also check out our list of the best credit cards.
Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.
Even if you only fly a few times a year, the hassle of waiting in airport security or customs is enough to justify enrolling in TSA PreCheck® or Global Entry.
But expedited security doesn't come cheap: The Global Entry application fee is $120 and TSA PreCheck costs at least $78.
To save you time (and money), we've rounded up the best travel credit cards that reimburse your application fee for either service.
Best cards for Global Entry and TSA PreCheck
- Best for authorized users: American Express Platinum Card®
- Best for travel rewards: Capital One Venture Rewards Credit Card
- Best for airport lounge access: Capital One Venture X Rewards Credit Card
- Best for dining: Chase Sapphire Reserve® (See rates and fees)
- Best for low annual fee: Bank of America® Premium Rewards® credit card
- Best for intro annual fee: U.S. Bank Altitude® Connect Visa Signature® Card
Best for authorized users
The American Express Platinum Card® is a premium card loaded with annual statement credits, entertainment benefits, extensive airport lounge access, elite status perks and more. (Enrollment required for select benefits mentioned)
- Access to 1,550+ airport lounges, including Priority Pass™ Select lounges (enrollment required) and Amex Centurion lounges
- Statement credit offers worth up to twice what the annual fee costs
- Elite status perks for hotels and rental cars (Enrollment required for select benefits mentioned)
- High annual fee
- Many statement credit offers are complicated and are earned in increments or limited to specific purchases
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.
- You may be eligible for as high as 175,000 Membership Rewards® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount – all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted.
- Get more for your travels with 5X Membership Rewards® points on all flights and prepaid hotel bookings through American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year.
- With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges.* As of 07/2025.
- $200 Uber Cash + $120 Uber One Credit: With the Platinum Card® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
- $300 Digital Entertainment Credit: Experience the latest shows, news and recipes. Get up to $25 in statement credits each month when you use your Platinum Card® for eligible purchases on Disney+, a Disney+ bundle, ESPN streaming services, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV when you purchase directly from one or more of the providers. Enrollment required.
- $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel® using the Platinum Card®. *The Hotel Collection requires a minimum two-night stay.
- $400 Resy Credit + Platinum Nights by Resy: Get up to $100 in statement credits each quarter when you use the Platinum Card® to make eligible purchases with Resy, including dining purchases at U.S. Resy restaurants. Enrollment required. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you.
- $209 CLEAR+ Credit: CLEAR+ helps get you to your gate faster by using your face to verify you are you at 55+ airports nationwide. You can cover the cost of a CLEAR+ Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR+ with your Platinum Card®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
- Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts® through American Express Travel®, enjoy noon check-in, when available, and guaranteed 4PM check-out.
- $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That's up to $300 in statement credits each calendar year. Enrollment required.
- $155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card®.* Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
- Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
- $895 annual fee.
- Terms Apply.
- See Rates & Fees
Balance transfer fee
N/A
Foreign transaction fee
None
Who's this for? The Platinum Card® offers a large array of benefits, many of which are also available to authorized users.
Standout benefits: Most credit cards with a Global Entry or TSA PreCheck® application fee credit only reimburse a single cardholder per account. However, with the American Express Platinum Card, you can add The Companion Platinum Card members for no additional fee (see rates and fees) and each cardholder gets their own Global Entry or TSA PreCheck® fee credit.
Best for travel rewards
The Capital One Venture Rewards Credit Card has a reasonable annual fee and earns flexible travel rewards, which makes it a great travel card for beginners or heavy travelers.
- Valuable welcome offer worth at least $750 in travel
- You can transfer miles to over 15 Capital One partners, including Emirates Skywards, Choice Privileges and Singapore Airlines KrisFlyer
- No foreign transaction fees
- Lacks ongoing travel benefits such as statement credits or lounge access
- Limited bonus spending category that only applies to certain Capital One Travel bookings
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.
- Earn a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
- Earn unlimited 2X miles on every purchase, every day
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
- Transfer your miles to your choice of 15+ travel loyalty programs
- Top rated mobile app
Balance transfer fee
$0 at the Transfer APR, 4% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to you
Foreign transaction fee
None
Who's this for? The Capital One Venture Rewards Credit Card offers no shortage of travel benefits and rewards.
Standout benefits: The Capital One Venture Rewards Credit Card earns versatile Capital One miles. You'll earn 5X miles per dollar on hotels and rental cars booked through Capital One Travel and 2X miles per dollar spent on all other spending. These rewards can be used to offset travel expenses or transferred to a large number of partner airline and hotel loyalty programs.
Best for airport lounge access
The Capital One Venture X Rewards Credit Card is a premium credit card with a myriad of benefits and a lower annual fee than other high-end cards with similar features.
- Annual $300 credit for bookings through Capital One Travel
- 10,000 bonus miles after every card anniversary
- Unlimited complimentary access to 1,300+ airport lounges, including Capital One Lounge and Landing locations
- Long list of valuable travel and shopping protections, including return protection, rental car coverage and trip delay reimbursement (Benefit(s) only available to accounts approved for the Visa Infinite card. Terms apply.)
- Limited bonus spending categories compared to other premium credit cards
- High annual fee
- High credit score requirement (excellent credit)
Highlights
- Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
- Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
- Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
- Earn unlimited 2X miles on all other purchases
- Enjoy access to 1,300+ lounges worldwide, including Capital One Lounge and Landing locations and participating Priority Pass™ lounges, after enrollment
- Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
- Top rated mobile app
Balance transfer fee
$0 at the Transfer APR, 4% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to you
Foreign transaction fees
$0
Who's this for? The Capital One Venture X Rewards Credit Card offers a competitive rewards program and luxury perks.
Standout benefits: In addition to rewards and up to $120 in statement credits for either Global Entry or TSA PreCheck®, cardholders also receive airport lounge access. You'll have access to over 1,300 participating Priority Pass™ airport lounges, as well as Capital One and Plaza Premium lounges (enrollment required). This benefit extends to authorized users you add to your account. You can add up to four authorized users for no additional fee and they each can enroll in their own Priority Pass membership.
Best for dining
The Chase Sapphire Reserve® is a standout premium credit card with plenty of luxury perks and statement credits to justify its annual fee.
- Access over 1,300 airport lounges worldwide with a complimentary Priority PassTM Select membership, plus every Chase Sapphire Lounge® by The Club with two guests.
- Up to $300 in annual travel credit each account anniversary year
- You can transfer rewards to all of Chase's travel partners including World of Hyatt, Southwest Rapid Rewards and many more
- Top-tier travel and shopping protections
- High annual fee
- Requires a high credit score
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.
- Earn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
- Get $3,000 in annual value with Sapphire Reserve.
- Earn 8x points on all purchases through Chase TravelSM, including The EditSM and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
- $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Access over 1,300 airport lounges worldwide with a complimentary Priority PassTM Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years
- Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
- Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music — all the music you love, across all your devices. Subscriptions run through 6/22/27 — a value of $288 annually
- Member FDIC
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater
Who's this for? Chase Sapphire Reserve® is enormously popular among travelers for its luxe perks and strong rewards program.
Standout benefits: Chase Sapphire Reserve cardholders receive up to $300 in travel credit annually. This simple benefit can offset more than half of this card's annual fee. You'll also receive 3X points on dining worldwide. Additionally, you can receive Global Entry/TSA PreCheck application fee reimbursement up to $120.
Best for low annual fee
- Up to $100 annual airline incidental credit
- 25% to 75% more points for Preferred Rewards members
- No fee charged on purchases made outside the U.S.
- No special financing offers on new purchases
- You cannot transfer points
Information about Bank of America cards has been collected independently by CNBC Select and has not been reviewed or provided by the issuer prior to publication.
Who's this for? The Bank of America® Premium Rewards® credit card is a great choice for people who have a qualifying relationship with the bank because you can earn increased rewards.
Standout benefits: All cardholders earn 2 points for every $1 spent on travel and dining purchases and 1.5 points for every $1 spent on all other purchases. However, Preferred Rewards members earn 25% to 75% more points on every purchase, depending on the balance in your Bank of America® banking and/or eligible Merrill accounts. If you qualify for the highest tier — Platinum Honors, which requires a minimum $100,000 three-month average combined balance — you could earn up to 3.5 points for every $1 you spend on travel and dining purchases and up to 2.62 points for every $1 you spend on all other purchases.
Best for intro annual fee
- Intro APR for balance transfers
- Global Entry and TSA PreCheck® application fee credit
- Limited to four free lounge visits per year
- You cannot transfer points to travel programs
Who's this for? If you want to save on your trusted traveler program application fees but hate paying annual fees, the U.S. Bank Altitude® Connect Visa Signature® Card is for you.
Standout benefits: Cardholders get up to $100 in statement credits toward their TSA PreCheck® or Global Entry® membership and a $0 annual fee.
Find the best credit card for you by reviewing offers in our credit card marketplace or get personalized offers via CardMatch™.
More on our best credit cards for Global Entry and TSA PreCheck
American Express Platinum Card®
The Platinum Card® is a premium card with robust benefits that are hard to match, including many annual statement credits, entertainment benefits, extensive airport lounge access and elite status perks.
Rewards
- 5X points per dollar spent on flights booked directly with airlines or through with American Express Travel® (up to $500,000 on these purchases per calendar year)
- 5X points per dollar spent on prepaid hotels booked with American Express Travel, including Fine Hotels + Resorts® and The Hotel Collection bookings
- 1X point per dollar spent on all other purchases
Welcome bonus
You may be eligible for as high as 175,000 Membership Rewards® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
Annual fee
$895 (see rates and fees)
Notable perks
If you take advantage of every Amex Platinum statement credit offer, you can receive over $1,500 back every year. These credits include:
- Up to $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel® using the Platinum Card®. The Hotel Collection requires a minimum two-night stay.
- Up to $200 annual airline fee credit. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details. (enrollment required)
- Up to $300 per calendar year Equinox credit (enrollment required)
- $209 CLEAR+ Credit: CLEAR+ helps to get you to your gate faster at 55+ airports nationwide and get up to $209 back in statement credits back per calendar year on your Membership (subject to auto-renewal) when you use your Card.
- Up to $300 Digital Entertainment Credit: Get up to $25 in statement credits each month after you pay for eligible purchases with the Platinum Card® at participating partners. (enrollment required)
- Up to $155 annual Walmart+ credit. (Enrollment required. Up to $12.95 plus applicable taxes on one membership fee. Plus Ups not eligible. Subject to auto renewal)
- Airport lounge access, including Delta Sky Clubs and Amex Centurion Lounges
- Up to $200 Uber Cash + $120 Uber One Credit: With the Platinum Card® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply. Enrollment required.
- Receive either a statement credit every 4 years after you apply for Global Entry ($120) or a statement credit after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Platinum Card. Card Members approved for Global Entry will also receive access to TSA PreCheck® at no additional cost.
You can also enroll to receive Gold elite status with Hilton Honors and Marriott Bonvoy (enrollment required), and you'll have access to enroll in rental car benefits with complimentary premium status with Avis Preferred®, Hertz Gold Plus Rewards®, and/or National Car Rental® Emerald Club (enrollment required). On top of that, the card comes with comprehensive travel and shopping protections, as well as *cell phone protection. Terms apply.
*Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.
Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card offers convenient travel benefits for a reasonable annual fee.
Rewards
- 5X miles per dollar on hotel and rental cars booked through Capital One Travel
- 2X miles per dollar on every other purchase
Welcome bonus
Earn a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.
Annual fee
$95
Notable perks
With the Capital One Venture Rewards card, you can get up to $120 back when you use the card to pay for your Global Entry or TSA PreCheck® application fee. You also won't pay any foreign transaction fees and can take advantage of travel and purchase insurance perks. These protections include extended warranty protection, travel accident insurance and rental car collision damage waiver.
Capital One Venture X Rewards Credit Card
The Capital One Venture X Rewards Credit Card is a premium credit card with a myriad of benefits that help offset the cost.
Rewards
- 10X miles per dollar on hotels and rental cars booked via Capital One Travel portal
- 5X miles per dollar on flights booked via Capital One Travel portal
- 2X miles on all other eligible purchases
Welcome bonus
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
Annual fee
$395
Notable perks
Every four years, card members can receive up to $120 in statement credits for either Global Entry or TSA PreCheck®. But this card's real value is available through other benefits. When you book eligible travel through Capital One Travel you'll receive up to $300 in credit every year. In addition, cardholders receive 10,000 bonus miles every card anniversary.
Cardholders (including up to four free authorized users) receive unlimited complimentary visits to participating Priority Pass airport lounges (enrollment required). This perk includes Capital One Lounges and Plaza Premium airport lounges. When you pay for your monthly wireless phone bill with the card, you'll be covered by its cell phone protection for up to $800 per claim ($50 deductible).
Chase Sapphire Reserve®
The Chase Sapphire Reserve® has everything you could want in a premium travel card, including statement credit offers, airport lounge access and valuable insurance perks.
Rewards
- 8x points on all purchases through Chase TravelSM, including The EditSM*
- 4x points on flights and hotels booked direct*
- 3x points on dining worldwide
- 1x points on all other purchases
*After the first $300 is spent on travel purchases annually
Welcome bonus
Earn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
Annual fee
$795
Notable perks
This card's trusted traveler program application fee credit applies to Global Entry, TSA PreCheck or NEXUS fee credit (once every four years), and as of Oct. 1, 2024, the credit is increasing to up to $120 to account for the increased Global Entry fee.
Card members also receive up to $300 in annual travel credit, which is easy to earn because it applies to any eligible travel you charge to the card regardless of what site you book through. You'll also have access to an array of ongoing and limited-time benefits such as:
- Priority Pass airport lounge access
- Up to $300 annually in monthly DoorDash promos and at least 12 months of complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027
The card also has some of the best travel and purchase protections, such as primary rental car collision coverage, trip delay protection, trip interruption/cancellation insurance, baggage delay protection, travel accident insurance and more. It also has no foreign transaction fees.
Bank of America® Premium Rewards® credit card
The Bank of America® Premium Rewards® credit card is a mid-tier travel card that's especially rewarding for eligible Bank of America customers.
Rewards
- 2X points on travel
- 2X points on dining
- 1.5X points on all other purchases
Welcome bonus
Earn 60,000 bonus points after spending $4,000 in purchases in the first 90 days of account opening.
Annual fee
$95
Notable perks
Cardholders can earn an application fee credit for Global Entry or TSA PreCheck once every four years. You can also receive up to $100 in airline statement credit every year. Eligible purchases are also covered by trip delay insurance, trip cancellation and interruption coverage, baggage delay insurance, lost luggage insurance and emergency evacuation and transportation protection.
If you qualify for Bank of America's Preferred Rewards program, you can earn 25% to 75% more rewards on every purchase. That means you can earn up to 2.62X points on all purchases if you meet the requirements for the Platinum Honors Tier or higher.
U.S. Bank Altitude® Connect Visa Signature® Card
The U.S. Bank Altitude® Connect Visa Signature® Card is an amazingly affordable card with benefits typically only found on more premium cards.
Rewards
- 5X points for rental cars and prepaid hotels booked through the Altitude Rewards Center
- 4X points on travel
- 4X points at gas stations and EV charging stations on your first $1,000 each quarter (wholesale clubs and discount stores/supercenters excluded)
- 2X points on dining
- 2X points on streaming services
- 2X points at grocery stores and on grocery delivery (discount stores/supercenters and wholesale clubs excluded)
- 1X points on all other purchases
Welcome bonus
Earn 20,000 bonus points after spending $1,000 in the first 90 days from account opening.
Annual fee
$0 annual fee
Notable perks
Cardholders can get reimbursed up to $100 for a Global Entry or TSA PreCheck application. You'll also receive four free visits to Priority Pass airport lounges each year. Both of these benefits are more commonly associated with credit cards that have much higher annual fees.
The card also has a solid list of travel protections, such as trip cancellation/interruption insurance, trip delay reimbursement and a travel accident benefit.
FAQs
Is Global Entry good for TSA PreCheck?
When you have a Global Entry membership, you also receive TSA PreCheck benefits and can use the TSA PreCheck security lines at the airport.
Can you have both TSA PreCheck and Global Entry?
Global Entry provides members with expedited customs upon reentry from outside of the U.S. and it also includes TSA PreCheck. TSA PreCheck allows members to use dedicated PreCheck expedited security lanes at the airport, but does not include Global Entry perks.
Is Global Entry more difficult to get than TSA PreCheck
Getting approved for Global Entry is typically more complicated than enrolling in TSA PreCheck. With Global Entry you apply and once you're conditionally approved, you need to schedule an interview to complete the application process.
Bottom line
Many travel credit cards reimburse your Global Entry or TSA PreCheck application fee, and you don't need to shell out a large annual fee to get this benefit. It's generally recommended that you apply for Global Entry rather than TSA PreCheck, as it includes all PreCheck benefits and would still be covered by your card's credit.
Money matters — so make the most of it. Get expert tips, strategies, news and everything else you need to maximize your money, right to your inbox. Sign up here.
Why trust CNBC Select?
At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money. Every credit card review is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of credit card products. While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics. See our methodology for more information on how we choose the best travel credit cards for Global Entry and TSA PreCheck credits.
Our methodology
To determine which cards offer the best benefits for Global Entry or TSA PreCheck, CNBC Select analyzed over 250 major credit cards issued through FDIC-insured banks and NCUA-insured credit unions that are widely available in the U.S. We focused only on cards that offer application fee credits for Global Entry or TSA PreCheck.
We compared each card on a range of features, including rewards (e.g., cash back, points and miles), annual fees, welcome bonuses, introductory and standard APR and balance transfer fees and foreign transaction fees. We also considered additional perks (e.g., ongoing travel or merchant statement credits), cardholder protections (e.g., purchase protection, $0 liability protection and travel insurance), the application process when available (e.g., is there a credit pull or required credit score) and how easy it is to redeem points (e.g., are rewards are tied to a specific brand; if transferable, to how many/which partners, can you redeem for straight cash back).
We also considered CNBC Select audience data when available, such as general demographics and engagement with our content and tools.
For the cards that offered a rewards program, we considered consumer spending forecasts from location intelligence firm Esri to determine where U.S. consumers are spending the most, such as on dining and travel. We used this to help determine what bonus categories are most useful for consumers.
Since the value of a point or mile varies based on how they can be redeemed, we also considered factors like transferability and the ability to redeem for cash back.
Catch up on CNBC Select's in-depth coverage of credit cards, banking and money, and follow us on TikTok, Facebook, Instagram and Twitter to stay up to date.
Read more
For rates and fees of the American Express Platinum Card®, click here.
For Capital One products listed on this page, some of the above benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
Information about the U.S. Bank Altitude® Connect Visa Signature® Card has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication.
