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Credit Cards

How to access Capital One airport lounges

Here's how you can get in, whether or not you're a Capital One cardholder.

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Capital One lounges offer luxe amenities, ranging from locally sourced food and craft cocktails, to relaxation rooms, showers and high-speed Wi-Fi. There are now five Capital One lounges open in the U.S., plus a Capital One Landing experience, with additional locations in the pipeline.

Below, CNBC Select gives you all the details on how to get in.

What we'll cover

Capital One lounge locations

Capital One currently has five airport lounges:

  • Dallas-Fort Worth International Airport (DFW), in Terminal D near Gate D22; open daily from 5 a.m. to 10 p.m.
  • Denver International Airport (DEN), at Concourse A near Gate 34 on the Mezzanine Level; open daily from 5 a.m. to 9 p.m.
  • Washington Dulles International Airport (IAD), in the Main Terminal directly after TSA PreCheck; open daily from 5:30 a.m. to 9 p.m.
  • Las Vegas Harry Reid International Airport (LAS), in the main area of Terminal 3, on Concourse D, on Level 2 near Gate 50; open daily from 5 a.m. to 11 p.m.
  • New York John F. Kennedy International Airport (JFK), in Terminal 4's retail hall, open 24 hours a day.

All lounges offer complimentary premium food and beverages, grab-and-go refreshments, high-speed Wi-Fi, dedicated work zones and plenty of power outlets. Some locations provide additional amenities, such as shower suites, yoga rooms, relaxation rooms with nap pods and even Peloton bikes.

Capital One Landing

Separate from lounges, Capital One Landings are essentially airport lounge-and-restaurant hybrids with tapas-style plates, drinks and essential amenities like Wi-Fi, luggage nooks and convenient power outlets.

There is one Capital One Landing already open at Ronald Reagan Washington National Airport (DCA) and another one in the works at New York LaGuardia Airport (LGA).

The espresso bar toward the front of the lounge offers a variety of espresso drinks, cold brew and even a selection of teas, including green tea, Chai, Jasmine and English tea.
Jasmin Suknanan / CNBC

How to access Capital One lounges

There are a few ways to access Capital One lounges, and you don't necessarily need to be a Capital One cardholder to get in.

All visitors must present a boarding pass for a same-day departing or connecting flight, meaning you can't access the lounge upon arrival at your final destination. You can visit a Capital One lounge or Capital One Landing up to three hours before departure (based on availability). All children age two and under get in free with an adult.

Free access

The Capital One Venture X Rewards Credit Card and Capital One Venture X Business Credit Card provide unlimited access to Capital One Lounge and Landing locations for the primary cardholder, with some of the previous benefits being adjusted.

CNBC Select Rating
5.0

Spotlight

You can add up to four authorized users to your account no fee and they can each receive their own Priority Pass™ airport lounge membership (enrollment required).

Credit score

Excellent740–850

Regular APR

19.49% - 28.49% variable APR

Annual fee

$395

Welcome bonus

Earn 75,000 bonus miles

The Capital One Venture X Rewards Credit Card is a premium credit card with a myriad of benefits and a lower annual fee than other high-end cards with similar features.

  • Annual $300 credit for bookings through Capital One Travel
  • 10,000 bonus miles after every card anniversary
  • Unlimited complimentary access to 1,300+ airport lounges, including Capital One Lounge and Landing locations
  • Long list of valuable travel and shopping protections, including return protection, rental car coverage and trip delay reimbursement (Benefit(s) only available to accounts approved for the Visa Infinite card. Terms apply.)
  • Limited bonus spending categories compared to other premium credit cards
  • High annual fee
  • High credit score requirement (excellent credit)

Highlights

  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Enjoy access to 1,300+ lounges worldwide, including Capital One Lounge and Landing locations and participating Priority Pass™ lounges, after enrollment
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
  • Top rated mobile app

Balance transfer fee

$0 at the Transfer APR, 4% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to you

Foreign transaction fees

$0

CNBC Select Rating
5.0
Credit score

Excellent740–850

Regular APR

25.74% (Variable) for purchases

Annual fee

$395

Welcome bonus

Earn up to 150,000 bonus miles

Terms apply.

The Capital One Venture X Business Credit Card has all the benefits you expect with a premium business card, including flexible travel rewards, airport lounge access and travel insurance.

  • Extremely valuable welcome bonus
  • 10,000 bonus miles after every card anniversary
  • Unlimited complimentary access to 1,300+ airport lounges, including Capital One Lounge and Landing locations
  • Annual $300 credit for bookings through Capital One Business Travel
  • Limited bonus spending categories compared to other business credit cards
  • High annual fee
  • No airport lounge access for employee cardholders

Highlights

Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.

  • Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening
  • Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
  • Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
  • With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
  • Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
  • Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
  • Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge and Landing locations and participating Priority Pass™ lounges, after enrollment
  • Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
  • Your card is designed to be paid in full. However you have the option to carry over a portion of your balance with interest if needed. Pay at least the minimum payment amount by your payment due date, otherwise you'll be charged a 2.99% late fee
  • Top rated mobile app

Beginning Feb. 1, 2026, Venture X Rewards additional cardholders (authorized users and account managers) will be required to pay $125 each to get lounge access. The complimentary guest passes are also going to be a thing of the past, and, instead, passes will range from $25 to $45, depending on the age of the guest and the type of lounge. Guests two and under will continue to have free access.

Effective the same date, similar changes are happening to the Venture X Business card with the removal of complimentary passes for additional cardholders, whom will then cost $125 each. Primary Venture X Business cardholders will continue to receive complimentary access for two guests for Priority Pass™ lounges. Additional cardholders will also have the ability to get two complimentary guests (after, $35 per guest).

Primary cardholders who spend $75,000 or more across their Venture X account, Rewards or Business, per calendar year will be able to bring in two complimentary guests to Capital One lounges and one complimentary guest to Capital One Landings.

Paid access

Regardless of what credit cards you have, you can visit Capital One lounge and Capital One Landing locations for a $90 per person per visit fee. All of the other entry requirements apply.

Ryley Amond | CNBC Select

Certain Capital One cardholders, like those of the Capital One Venture Rewards Credit Card, are eligible for a discounted entry fee of $45 per person per visit.

CNBC Select Rating
5.0
Credit score

Good to Excellent670–850

Regular APR

19.49% - 28.49% variable

Annual fee

$95

Welcome bonus

Earn a one-time bonus of 75,000 miles

The Capital One Venture Rewards Credit Card has a reasonable annual fee and earns flexible travel rewards, which makes it a great travel card for beginners or heavy travelers.

  • Valuable welcome offer worth at least $750 in travel
  • You can transfer miles to over 15 Capital One partners, including Emirates Skywards, Choice Privileges and Singapore Airlines KrisFlyer
  • No foreign transaction fees
  • Lacks ongoing travel benefits such as statement credits or lounge access
  • Limited bonus spending category that only applies to certain Capital One Travel bookings

Highlights

Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.

  • Earn a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Top rated mobile app

Balance transfer fee

$0 at the Transfer APR, 4% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to you

Foreign transaction fee

None

Best Capital One credit cards with lounge access

Several Capital One credit cards offer free or discounted Capital One lounge and Capital One Landing access, including:

While Capital One's lounge network is relatively small, Capital One Venture X Rewards members also have access to more than 1,300 Priority Pass™ lounges worldwide through Capital One's Partner Lounge Network.

As of Mar. 1, 2025, Venture X Rewards and Venture X Business cardholders no longer have direct access to Plaza Premium lounges. However, cardholders will still have access to many Plaza Premium locations through their complimentary Priority Pass membership.

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Why trust CNBC Select?

At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money. Every credit card article is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of credit card products. While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics.

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*Information about the Capital One Spark 2X Miles has been collected independently by CNBC Select and has not been reviewed or provided by the issuer of the card prior to publication.

Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party.

How To Access Capital One Airport Lounges

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