The offer mentioned below for the Ink Business Cash® Credit Card and Ink Business Unlimited® Credit Card is no longer available.
Chase is offering its best welcome bonus ever for two of its Ink business credit cards. But you'll need to act quickly to grab these valuable offers.
For a limited time, eligible new Ink Business Cash® Credit Card (see rates and fees) and Ink Business Unlimited® Credit Card (see rates and fees) members can earn $900 bonus cash back after spending $6,000 on purchases in the first three months from account opening.
That's like earning 15% cash back on purchases for your business.
These are some of the best credit card welcome offers on the market. Plus, neither card has an annual fee.
Ink Business Cash and Unlimited welcome bonus
The Ink Business Cash® Credit Card and Ink Business Unlimited® Credit Card both offer a super-sized intro offer with no annual fee.
- New bonus: Earn $900 bonus cash back after you spend $6,000 on purchases in the first three months after account opening.
The previous welcome offer for these cards was only worth up to $750, so this is a significant increase.
Although the Ink Business Cash and Unlimited are considered cash-back cards, if you have an eligible Ultimate-Rewards-earning card like the Ink Business Preferred® Credit Card (see rates and fees) or Chase Sapphire Preferred® Card (see rates and fees), you can convert the cash back you earn with these cards into transferable Chase Ultimate Rewards® points.
Credit card issuers rarely offer bonuses this good. What makes this offer stand out is its size, reasonable spending requirement and you aren't on the hook for an annual fee. A handful of credit cards offer 80,000 to 100,000 points as a welcome bonus, but the cards usually have annual fees.
Who’s eligible to earn the Ink Business Cash and Unlimited card welcome bonuses?
Even though these are business credit cards, you may qualify even if you don't think you own a business. Most side-hustles qualify you for a business credit card, like driving for Uber or Lyft, babysitting, tutoring, reselling items (like on eBay or Facebook marketplace) and more.
Chase is known for strict eligibility requirements on its Sapphire cards, but doesn't have major restrictions for its business cards. The terms don’t state that prior cardholders need to wait 24 to 48 months before earning another bonus.
However, you will have to consider Chase’s 5/24 rule before applying for either card. The 5/24 rule limits who can be approved for a new Chase credit card. If you’ve opened five or more personal credit cards (from any card issuer) within the past 24 months, you'll have a tougher time getting approved for a new Chase card.
Find the best credit card for you by reviewing offers in our credit card marketplace or get personalized offers via CardMatch™.
Ink Business Cash and Unlimited benefits and rewards
Here's a side-by-side comparison of the Ink Business Cash® Credit Card and Ink Business Unlimited® Credit Card:
Chase Ink Business Cash vs. Ink Business Unlimited
| Ink Business Unlimited Credit Card | Ink Business Cash Credit Card | |
| Annual fee | $0 | $0 |
| Rewards | 1.5% cash back rewards on every purchase | 5% cash back in select business categories |
| Foreign transaction fee | 3% | 3% |
Both cards also come with various benefits and protections that provide added value to cardholders, including:
- Free employee cards
- Auto rental collision damage waiver
- Roadside assistance
- Purchase protection
- Extended warranty protection
Bottom line
If you've been waiting to open a new small business credit card, this would be the time to do it. The Ink Business Cash® Credit Card and Ink Business Unlimited® Credit Card welcome bonuses are the highest-ever offered and can save your business a good chunk of money. Beyond that, you'll earn generous rewards on your day-to-day expenses — all for no annual fee. But you'll have to act quickly as the elevated offers won't be around forever.
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