When searching for your next credit card, consider waiting until you can take advantage of an increased welcome bonus. Not every rewards card offers a welcome bonus (or a limited-time increased bonus), but those that do can earn you hundreds of dollars in additional value if you apply at the right time and meet the spending requirements.
Below, we highlight the best credit card welcome bonuses that are set to expire soon.
Limited-time credit card welcome bonuses
- Southwest Rapid Rewards® Priority Credit Card(see rates and fees)
- Southwest Rapid Rewards® Premier Credit Card
- Southwest Rapid Rewards® Plus Credit Card (see rates and fees)
- Atmos™ Rewards Summit Visa Infinite® Card
Travel card welcome bonuses ending soon
New limited-time welcome bonus: New Chase Sapphire Reserve cardholders can earn 150,000 bonus points after spending $6,000 on purchases within the first three months from account opening.
Typical welcome bonus: Earn 125,000 bonus points after you spend $6,000 on purchases in the first three months from account opening.
CNBC Select's take: This is the biggest welcome offer we've ever seen for this card. When you consider what is effectively a once-per-lifetime restriction on earning the Sapphire Reserve's welcome bonus, that makes this the best time to apply.
This is a premium credit card with a big annual fee and a massive array of perks to match. If you have any travel plans within the next year, it shouldn't be hard to justify applying. Not only are Chase points useful for booking flights and hotels, but you can take advantage of a $300 annual travel credit as well as credits for hotels, DoorDash, dining, StubHub, Lyft, Peloton and more.
The Chase Sapphire Reserve® is a standout premium credit card with plenty of luxury perks and statement credits to justify its annual fee.
- Access over 1,300 airport lounges worldwide with a complimentary Priority PassTM Select membership, plus every Chase Sapphire Lounge® by The Club with two guests.
- Up to $300 in annual travel credit each account anniversary year
- You can transfer rewards to all of Chase's travel partners including World of Hyatt, Southwest Rapid Rewards and many more
- Top-tier travel and shopping protections
- High annual fee
- Requires a high credit score
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.
- Earn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
- Get $3,000 in annual value with Sapphire Reserve.
- Earn 8x points on all purchases through Chase TravelSM, including The EditSM and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
- $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Access over 1,300 airport lounges worldwide with a complimentary Priority PassTM Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years
- Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
- Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music — all the music you love, across all your devices. Subscriptions run through 6/22/27 — a value of $288 annually
- Member FDIC
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater
Airline card welcome bonuses ending soon
Southwest Rapid Rewards Priority
New limited-time welcome bonus: Earn 90,000 bonus points after spending $3,000 within the first three months from account opening.
Typical welcome bonus: Earn 50,000 bonus points after spending $1,000 in the first three months.
CNBC Select's take: You can only earn a consumer Southwest credit card welcome bonus once every 24 months. So if you want to earn the biggest bonus and can justify this card's annual fee, the Southwest Priority is a great option. Not only does the welcome bonus help you qualify for a Southwest Companion Pass, but so do the rewards you earn from spending (and the annual 7,500 bonus points).
The Southwest Rapid Rewards® Priority Credit Card is a perfect fit for serious Southwest fans who can easily maximize its benefits like upgraded boardings and an annual travel credit.
- Valuable welcome bonus
- 7,500 bonus points every card member anniversary
- $75 annual Southwest travel credit
- Limited value when you're not traveling with Southwest
- High annual fee
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.
- Earn 90,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.
- 7,500 anniversary points each year.
- Earn 4 points per $1 spent on Southwest Airlines® purchases, including flights, inflight, and Southwest gift cards.
- Earn 2 points for every $1 you spend at gas stations and restaurants
- First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation.
- Select a Preferred seat at booking, at no additional charge, when available.
- Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins.
- No foreign transaction fees.
- Member FDIC
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Southwest Rapid Rewards Premier
New limited-time welcome bonus: Earn 85,000 bonus points after spending $2,000 within the first three months from account opening.
Typical welcome bonus: Earn 50,000 bonus points after spending $1,000 in the first three months.
CNBC Select's take: If you want a lower annual fee than what the Southwest Priority card charges ($149 vs. $229), the Southwest Premier card can make sense. It has many of the same features as the Priority card, just slightly downgraded. The welcome bonus and annual points bonus are a bit lower, and you earn elite status credit at a slower pace.
The Southwest Rapid Rewards® Premier Credit Card is Southwest's mid-tier card and is valuable if you regularly travel to or from destinations Southwest serves.
- 6,000 bonus points on each account anniversary
- Rapid Rewards Points never expire
- Travel protections
- Limited value when you're not traveling with Southwest
- $149 annual fee
Southwest Rapid Rewards Plus
New limited-time welcome bonus: Earn 80,000 bonus points after spending $1,000 within the first three months from account opening.
Typical welcome bonus: Earn 50,000 bonus points after spending $1,000 in the first three months.
CNBC Select's take: This is the most affordable consumer Southwest card, but it features a welcome bonus that is only 10,000 points less than the Priority card, which costs $130 more. It doesn't help you earn Southwest elite status, but you'll still have key perks such as free first checked bags, 10,000 Companion Pass qualifying points each year and Group 5 boarding.
The Southwest Rapid Rewards® Plus Credit Card is an affordable card that makes sense for the occasional Southwest traveler.
- Valuable welcome bonus
- 3,000 bonus points every card member anniversary
- Not especially rewarding for common expenses such as groceries or dining
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.
- Earn 80,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening
- 3,000 anniversary points each year.
- Earn 2 points per $1 spent on Southwest Airlines® purchases
- Earn 2 points for every $1 you spend at gas stations and grocery stores on the first $5,000 in combined purchases per anniversary year
- Cardmembers and up to 8 additional passengers in the same reservation can check their first bag at no additional cost.
- Select a Standard seat within 48 hours prior to departure, when available.
- Earn 1 point for every $1 spent on all other purchases.
- No foreign transaction fees.
- Member FDIC
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater
Atmos™ Rewards Summit Visa Infinite® Card
New limited-time welcome bonus: Earn 100,0000 bonus miles and a 25,000-point Global Companion Award after spending at least $6,500 on purchases in the first 90 days of account opening. Plus, receive a 50% flight discount code for a future eligible flight after opening your account.
Typical welcome bonus: Previous welcome offers for this card allowed you to earn 80,000 points after spending $4,000 within the allotted time.
CNBC Select's take: The Atmos Rewards Summit Visa Infinite Card is a truly unique premium credit card. While this bonus alone makes it worth considering, it also offers perks you won't get with other luxury cards, such as 3X points on foreign transactions (with no foreign transaction fees), an instant $50 credit for flight delays and cancellations of two hours or more, waived same-day change fees and waived partner award booking fees.
- Annual 25k Global Companion Award
- Fee waivers for partner awards and same-day changes
- Earns valuable miles
- High annual fee
- Lounge passes are limited to two per quarter
Information about the Atmos™ Rewards Summit Visa Infinite® card has been collected independently by CNBC Select and has not been reviewed or provided by the issuer prior to publication.
Business credit card welcome bonuses ending soon
U.S. Bank Triple Cash Rewards Visa® Business Card
New limited-time welcome bonus: Earn $750 cash back after spending $6,000 or more on the primary account holder's card within 180 days from account opening.
Typical welcome bonus: Earn $500 cash back after spending $5,000 or more on the primary account holder's card within 180 days from account opening.
CNBC Select's take: The U.S. Bank Triple Cash Rewards Visa Business Card offers an excellent cash-back bonus for a no-annual-fee business card. Plus, you can take advantage of a low-interest offer and an annual $100 statement credit for eligible recurring software subscriptions.
The U.S. Bank Triple Cash Rewards Visa® Business Card is a no-annual-fee business card that earns cash back rewards on a variety of business and everyday categories.
- Annual $100 software statement credit
- Valuable welcome bonus
- Has a foreign transaction fee
- Not very rewarding for purchases you make outside of the bonus categories
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.
- Earn $750 in cash back. Just spend $6,000 on the Account Owner's card in the first 180 days of opening your account.
- Earn 3% cash back on eligible purchases at gas and EV charging stations (transactions of $200 or less)*, office supply stores, cell phone service providers and restaurants (*excludes discount stores/supercenters and wholesale clubs).
- 1% cash back on all other eligible purchases.
- Earn 5% cash back on prepaid hotels and car rentals booked directly in the Travel Center when using your card.
- Take control of your card spend with U.S. Bank Spend Management—a game-changing platform for monitoring and managing business expenses.
- No limit on total cash back earned.
- Redeem Cash Rewards right away or save them for later. Cash Rewards do not expire as long as the account remains active.
- Earn an annual $100 statement credit for recurring software subscription expenses such as FreshBooks or QuickBooks.
- Terms and conditions apply.
Balance transfer fee
Either 5% of the amount of each transfer or $5 minimum, whichever is greater.
Capital One Venture Business
New limited-time welcome bonus: Earn up to 150,000 bonus Capital One miles. Receive 75,000 bonus miles once you spend $7,500 on purchases within the first three months of account opening and an additional 75,000 bonus miles once you spend $30,000 in the first six months from account opening.
Typical welcome bonus: This card used to be the Capital One Spark Miles for Business, and it typically featured a welcome offer worth 50,000 bonus miles after spending $4,500 in the first three months from account opening.
CNBC Select's take: While this is largely the same card as before the rebrand, there are two key differences that make this version better. You can earn up to $100 back each year with two new benefits that offset the $95 annual fee. Earn up to $50 in travel credit for Capital One Business Travel bookings and up to $50 in credit for qualifying advertising or software purchases. While the old version of this card offered welcome bonuses worth up to 150,000 miles, it typically required significantly more spending to earn the full bonus.
The Capital Venture Business has a simple and lucrative rewards program because you earn at least 2X miles on every purchase and you can transfer those miles to travel partners.
- Earns flexible travel rewards you can transfer to airline and hotel loyalty programs such as Air Canada Aeroplan, Choice Privileges and Emirates Skywards
- Application fee credit for Global Entry or TSA PreCheck
- Up to $100 in annual credits
- Has an annual fee
- High spending requirement to earn the full welcome bonus
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.
- Limited-time offer: Earn up to 150,000 bonus miles—75,000 miles once you spend $7,500 in the first 3 months, and an additional 75,000 miles once you spend $30,000 in the first 6 months
- Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
- Receive up to $220 in credits: Receive an annual $50 travel credit for bookings through Capital One Business Travel, up to an annual $50 statement credit for purchases at qualifying advertising or software merchants, plus up to a $120 credit for Global Entry or TSA PreCheck® every four years. Terms and conditions apply
- Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Business Travel
- Transfer your miles to 15+ travel loyalty programs
- Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
- $95 annual fee
- Free employee cards which also earn unlimited 2X miles from their purchases
- Top rated mobile app
Marriott Bonvoy Business® American Express® Card
New limited-time welcome bonus: Limited Time Offer: Earn up to 150,000 bonus Marriott Bonvoy points and a $125 statement credit after spending $8,000 in purchases on your new card the first six months of card membership. Offer ends July 15, 2026.
Typical welcome bonus: This card normally features a welcome offer of 125,000 points after spending $8,000 within six months, and we also occasionally see offers for three to five Free Night Awards (worth up to 50,000 points each).
CNBC Select's take: While the offer doesn't have the potential value of a five-free-night bonus (since they're worth up to 50,000 points each), it may be more appealing to some people. The Free Nights Awards you can earn from a welcome offer expire after a year, and you won't always get the full 50,000 points of value from each free night. With 150,000 points, you have more flexibility in how you use your points, plus the statement credit offsets the card's $125 annual fee (see rates and fees).
The Marriott Bonvoy Business® American Express® Card gives business owners the opportunity to earn up to two free night awards every year and bonus points on common business expenses.
- Free Night Award every year you keep the card
- Complimentary Marriott Bonvoy® Gold Elite Status
- 15 Elite Night Credits every year
- Annual fee is over $100
- Additional Free Night Award has a high spending requirement
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.
- Limited Time Offer: Earn 150,000 Marriott Bonvoy® bonus points and a $125 statement credit after you use your new Card to make $8,000 in purchases within the first 6 months of Card Membership. Offer Ends 7/15/26.
- Receive a 7% discount on eligible bookings as a benefit of being both a Marriott Bonvoy® member & a Marriott Bonvoy Business® American Express® Card Member when you book directly with Marriott through an eligible channel for a participating property under the Amex Business Card Rate.
- 6x points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
- 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
- 2x points on all other eligible purchases.
- Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Award can be used for one night (redemption level at or under 35,000 points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
- Enjoy Complimentary Marriott Bonvoy® Gold Elite Status with your Marriott Bonvoy Business® American Express® Card.
- Terms apply.
- See Rates & Fees
Balance transfer fee
N/A
Foreign transaction fee
None
Hotel card welcome bonuses ending soon
Hilton Honors American Express Aspire Card
New limited-time welcome bonus: Earn 175,000 Bonus Points after spending $6,000 in purchases on the card within the first six months of card membership. Offer ends July 29, 2026.
Typical welcome bonus: Earn 150,000 Bonus Points after spending $6,000 on purchases in the allotted time.
CNBC Select's take: This offer is only 5,000 points less than the biggest bonus we've seen available with this card. Before you apply, carefully consider the card's benefits, as it has a $550 annual fee you'll need to justify (see rates and fees). Anyone who frequents Hilton properties won't have a hard time finding enough value to offset the cost.
For starters, you receive a Free Night Reward your first year and every year after you renew the card. You can earn up to two additional free nights every year if you hit certain spending thresholds within that year ($30,000 for the first free night and $60,000 total for the second free night), so it's a great option for big spenders. You can also receive over $800 in credits each year for CLEAR+, flights and Hilton Resorts.
The Hilton Honors American Express Aspire Card grants you complimentary Hilton Honors™ Diamond Status and a Free Night Reward every year.
- Earn up to $889 in statement credits every year
- Complimentary Hilton Honors™ Diamond Status
- Free Night Reward every year
- High annual fee
- Additional Free Night Rewards have high spending requirements
- Some credits are only earned quarterly or semi-annually, which makes them more complicated to fully maximize
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.
- Earn 175,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Card within the first 6 months of Card Membership. Offer ends 7/29/26.
- Enjoy an Annual Free Night Reward from Hilton Honors in your first year of Card Membership and every year upon Card renewal.
- Card Members can earn 14X Points on purchases made directly with hotels and resorts within the Hilton portfolio.
- Card Members can earn 7X Points on purchases of Flights booked directly with airlines or flights booked through American Express Travel, Car rentals purchased directly from select car rental companies, and purchases at U.S. Restaurants.
- Card Members can earn 3X Points on all other eligible purchases.
- $400 Hilton Resort Credit: Get up to $200 in statement credits semi-annually for eligible purchases made directly with participating Hilton Resorts on your Hilton Honors Aspire Card. That's up to $400 back annually.
- $200 Flight Credit: Get up to $50 in statement credits each quarter, for a total of up to $200 back each year, on flight purchases made directly with airlines or via AmexTravel.com or the Amex Travel App™ using your Hilton Honors American Express Aspire Card.
- CLEAR+ helps get you to your gate faster by using your face to verify you are you at 55+ airports nationwide. Receive up to $209 per calendar year in statement credits, when you pay for a CLEAR+ Membership (subject to auto-renewal) with the Hilton Honors American Express Aspire Card.
- Earn a Free Night Reward from Hilton after you spend $30,000 in purchases on your Card in a calendar year. Plus, you can earn an additional Free Night Reward from Hilton after you spend an additional $30,000 (for a total of $60,000) in purchases on your Card in the same calendar year.
- $100 Property Credit: Receive up to a $100 credit for qualifying charges at Waldorf Astoria® Hotels & Resorts and Conrad® Hotels & Resorts properties when you book a 2 night minimum stay with your Card at HiltonHonorsAspireCard.com and select the Aspire Card Benefit rate option on the booking page, or call Hilton Honors at 855-292-5757 with the proper booking reference.
- Hilton Honors Aspire Card Members can enjoy complimentary National Car Rental® Emerald Club Executive® status, including perks like Executive Area Access (for full-size reservations and above) in the USA and Canada. Card Members must enroll in the National Car Rental Emerald Club Executive status through their American Express online account using their Card. Terms apply.
- Whenever you travel more than 100 miles from home, Premium Global Assist® Hotline§ is available for 24/7 emergency assistance and coordination services, including medical, legal, and financial referrals. Emergency medical transportation assistance may be provided at no cost only if approved and coordinated by Premium Global Assist Hotline. Card Members may be responsible for the costs charged by third-party service providers.
- Points don't expire while your Hilton Honors American Express Card is active and in good standing.
- $550 annual fee.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- See Rates & Fees
Hilton Honors American Express Card
New limited-time welcome bonus: Earn 100,000 Bonus Points and a $100 statement credit after spending $2,000 on eligible purchases on your Hilton Honors American Express Card within your first six months of card membership. Offer ends July 29, 2026.
Typical welcome bonus: Earn 80,000 Bonus Points after spending $2,000 on purchases in the allotted time.
CNBC Select's take: This welcome bonus is 25% higher than the standard offer — and don't underestimate the value of the statement credit. Most miles and points experts value Hilton points at 0.5 cents each or less, so you could look at the $100 statement credit as having roughly the same value as 20,000 Hilton points.
If the Hilton Aspire and its big annual fee (see rates and fees) doesn't make sense for you, this no-annual-fee card is a great option (see rates and fees).
The Hilton Honors American Express Card has no annual fee and provides complimentary Hilton Honors™ Silver Status.
- Complimentary Hilton Honors™ Silver Status
- No annual fee
- Few valuable ongoing benefits such as statement credits or Free Night Rewards
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.
- Earn 100,000 Hilton Honors Bonus Points and a $100 Statement Credit after you spend $2,000 on eligible purchases on the Hilton Honors American Express Card within your first 6 months of Card Membership. Offer ends 7/29/26.
- No Annual Fee.
- Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
- Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: at U.S. restaurants, at U.S. supermarkets, at U.S. gas stations.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
- Points don't expire while your Hilton Honors American Express Card is active and in good standing.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- Whenever you travel more than 100 miles from home, Global Assist® Hotline is available for 24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- See Rates & Fees
IHG One Rewards Premier Credit Card
New limited-time welcome bonus: Earn up to 185,000 Bonus Points: Earn 150,000 bonus points after spending $3,000 on purchases in the first three months from account opening. Plus, earn an additional 35,000 bonus points after spending $6,000 in the first six months.
Typical welcome bonus: Earn 140,000 Bonus Points after spending $3,000 on purchases in the first three months from account opening.
CNBC Select's take: The IHG One Rewards Premier card has previously offered a more valuable benefit: five free nights. However, this is the largest points bonus we've seen for this card, which has a couple of advantages.
First, free nights typically expire after a year, but IHG points never expire if you have elite status (you get complimentary Platinum status as a cardholder). Eligible IHG cardholders can also take advantage of a 4th-night-free benefit: Receive every 4th night free when you book a stay of four or more nights with points. This can be especially lucrative on longer stays because you can receive more than one night free (i.e., the 8th night is free, etc.). However, the 4th-night-free benefit doesn't apply to stays booked with free night certificates.
Check out our credit card marketplace for more options, or get matched with other financial products for your money needs.
How to choose a limited-time welcome bonus
Earning a credit card welcome bonus is the easiest way to boost your rewards balance, and many of the top offers can earn you 100,000 points or more. But some issuers limit you to earning a welcome offer once per credit card per lifetime, which makes waiting for increased intro bonuses a valuable move to maximize your return.
Minimum spending requirement
Most credit cards don't award you a welcome bonus upon approval; instead, you have to spend a certain amount within a limited timeframe (usually three months or more). Be sure you can meet the minimum spending requirement within the allotted time and pay off the balance. If you can't, you risk losing out on your bonus or accumulating expensive credit card debt.
Value compared to the standard offer
Don't just consider the bonus's value; look at the value compared to its standard offer. For example, if the card historically offers a 75,000-point bonus but is currently featuring a lower, limited-time offer, you may want to hold off on applying.
This is especially important for cards with welcome bonus limitations. If you really want to earn Hilton points, for example, you'll want to apply for a Hilton credit card when the intro bonus is at or near an all-time high is ideal. This is because you're typically limited to earning an American Express welcome offer once per lifetime.
Type of rewards
Comparing limited-time welcome bonuses can be difficult. Outside of cash back, no two rewards have the exact same value or usefulness. It's important to think about what you can do with a bonus and consider how it aligns with what you want to do.
This is a bit more straightforward with co-branded cards since you know you'll use Marriott Bonvoy points at a Marriott location. But with flexible travel rewards programs, you'll need to look at the transfer partners and other redemption options to get a feel for what you can do with that offer.
FAQs
Does the annual fee count toward the minimum spending requirement?
Fees and interest charges typically do not count toward meeting your credit card's minimum spending requirement. This includes the annual fee.
When does the clock start on meeting the minimum spending requirement?
The timeframe for meeting a credit card's minimum spending requirement and earning its welcome bonus starts when you are approved for the card. That means if your card doesn't offer instant access, you'll have less time than you think to meet the spending requirement, as it can take a week or two to receive your card in the mail.
When will the bonus rewards show up in my account?
Welcome bonus rewards typically post to your account after the close of the billing cycle where you met the minimum spending. If you meet your spending requirement on the fifth day of the month and your statement closes on the 25th day of the month, you most likely won't receive your rewards until after the 25th.
Why trust CNBC Select?
At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money. Every credit card article is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of credit card products. While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics.
Money matters — so make the most of it. Get expert tips, strategies, news and everything else you need to maximize your money, right to your inbox. Sign up here.
Catch up on CNBC Select's in-depth coverage of credit cards, banking and money, and follow us on TikTok, Facebook, Instagram and X to stay up to date.
Read more
For rates and fees of the Marriott Bonvoy Business® American Express® Card, click here.
For rates and fees for the Hilton Honors American Express Card, click here.
For rates and fees for the Hilton Honors American Express Aspire Card, click here.
