It's the final day of tax season, but if you've been procrastinating, you're not alone.
There are many reasons people wait: Some are still trying to find all their tax documents, others need more time to pay their tax bill, and some taxpayers are just overwhelmed by the process.
If you're waiting until the last day to file your 2025 return, here are some helpful tips to guide you through.
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Gather your tax documents
Even if you're waiting to work on your return, try to gett the forms you need now. Individual returns will look different, but most filers require one or more of these common tax documents:
- W2 or 1099-MISC (income earned from work)
- 1098 (mortgage interest statement)
- 1098-E (student loan interest statement)
- 1098-T (paid tuition statement)
- 1099-DIV (dividends and distributions)
- 1099-INT (interest earned from bank accounts)
- 1099-G (government payments)
Employers, banks, and other servicers are required to send forms by the end of January. If you haven't received one yet, try to download it from the company website or contact the appropriate office immediately.
If you can't get a W-2 by the filing deadline, use Form 4852, "Substitute for Form W-2, Wage and Tax Statement."
Physical copies of other documents, like a Form 1098, aren't required when you file your return — just the information they include.
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Terms apply
Offers in this section are from affiliate partners and selected based on a combination of engagement, product relevance, compensation, and consistent availability.
The Deluxe plan comes with priority support and live chat, while the paid Pro Support tier adds access to a tax pro, phone support, live screenshare and assistance with federal and state returns
Guarantees 100% accuracy and maximum refund
TaxAct Xpert Assist is available starting at $45
100% accuracy and maximum refund
Terms apply
File electronically
E-filing with tax prep software is easier and faster than printing and completing a paper return. If you're expecting a refund, you'll get it faster, too — especially if you set up direct deposit.
Filers with an AGI of $84,000 or less can also use IRS Free File, a no-cost collaboration between the IRS and top tax-prep sites like TaxSlayer and FreeTaxUSA. Other free programs include Volunteer Income Tax Assistance for lower-income filers, Tax Counseling for the Elderly and Mil Tax, a software program for U.S. service members, veterans and their families.
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Check for mistakes
Don't let the ticking clock lead you to make errors that could earn you penalties or require you to refile. The IRS has several tips on checking for mistakes:
Confirm Social Security numbers: The numbers or each person listed on your return should be accurate and legible, including any dependents.
Check your figures: If you are filing a paper return, be sure you've figured out your tax bill or refund correctly. If you report less than the correct amount by over 10% or $2,000 (whichever is greater), a penalty may be assessed.
Review your status: Tax-prep software will do this automatically but if you're filing a paper return or using the IRS' Free File forms, make sure you've selected the right tax brackets and filing status.
Sign your form: If you leave your signature and date off a paper return, the IRS may send it back. If you're filing a joint return, both spouses must sign and date it, and if you hired a professional, they must sign it, too, and enter their Preparer Tax Identification Number.
According to the agency, the error rate for paper returns is 21%, compared with less than 1% among e-filed returns.
File for a tax extension
If you're worried you won't be able to complete your return by April 15, you can request an extension. You'll still have to submit an estimated payment by Tax Day, but you'll have more time to finish your paperwork.
There are three ways to file for an extension:
- Pay all or part of the estimated tax due using Direct Pay, the Electronic Federal Tax Payment System or a credit card or debit card. Indicate the payment is for an extension
- File Form 4868 electronically using tax software or a tax professional.
- File a paper Form 4868 and enclose payment of the estimated taxes due.
Once you have submitted Form 4868, you will have six months to complete your tax return. The current deadline for tax extensions is Oct. 15, 2026.
Tax filing FAQs
When are taxes due?
For most people, federal income tax returns are due on April 15, 2026, at midnight local time. Residents in places classified as FEMA disaster areas are being given more time to pay their tax bill and submit the relevant forms.
When will I get my tax refund?
If you filed your federal return electronically and are due a refund, the IRS says you can generally expect it within 21 days. Enrolling in direct deposit will help you get your money faster, too. If there is an issue with your return or if you filed a paper return, it may take a month or longer.
When is the deadline to file a tax extension?
The deadline to file a tax extension is also April 15, 2026. You still must make an estimated payment by Tax Day, but you will have six months to file your return: Oct. 15, 2026.
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