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Personal Finance

9 tips to make the most of your summer travels and save money

Follow these summer travel tips for a budget-friendly, hassle-free experience.

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Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.

With the Covid-19 public health emergency officially over, this summer travel season is going to be busier and more expensive than ever. Everyone from families to solo travelers and anyone in between is looking for an escape, which is bound to create a few bottlenecks.

Luckily, you don't have to stay home this summer and miss out on a great vacation to avoid the chaos. Below, CNBC Select shares eight tips for a smooth, and hopefully, more economical, summer travel experience.

Top summer travel tips

Sign up for a trusted traveler program

Airports are projected to see record passenger numbers this summer, which means security lines could be longer and slower. If you haven't signed up for a trusted traveler program yet, now is the time. And by getting through security faster, you'll be able to spend more time in the airport lounge and relax before your flight.

You can skip ahead and enjoy a less invasive screening with TSA PreCheck, which costs ranges from $77.95 to $85 for 5 years. Or, for $120, you can sign up for Global Entry and automatically get PreCheck upon approval. Global Entry is great for those who travel abroad since it also provides expedited immigration processing when returning home. Getting a Global Entry appointment in time for summer travel might be challenging, but you can do it on arrival after an international flight at many airports.

Plenty of credit cards waive PreCheck and Globaly Entry application fees, making it even more affordable. For example, the Capital One Venture Rewards Credit Card offers a statement credit of up to $120 every four years by using the card to enroll in Global Entry or TSA PreCheck®.

CNBC Select Rating
5.0
Credit score

Good to Excellent670–850

Regular APR

19.49% - 28.49% variable

Annual fee

$95

Welcome bonus

Earn a one-time bonus of 75,000 miles

The Capital One Venture Rewards Credit Card has a reasonable annual fee and earns flexible travel rewards, which makes it a great travel card for beginners or heavy travelers.

  • Valuable welcome offer worth at least $750 in travel
  • You can transfer miles to over 15 Capital One partners, including Emirates Skywards, Choice Privileges and Singapore Airlines KrisFlyer
  • No foreign transaction fees
  • Lacks ongoing travel benefits such as statement credits or lounge access
  • Limited bonus spending category that only applies to certain Capital One Travel bookings

Highlights

Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.

  • Earn a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Top rated mobile app

Balance transfer fee

$0 at the Transfer APR, 4% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to you

Foreign transaction fee

None

If you can't secure a trusted traveler program approval before your trip, there might be workarounds. Several major airports like Denver International Airport, Los Angeles International Airport and Newark Liberty International Airport now offer reservation systems that let you reserve a spot in the security line up to three days before travel. These programs are only available at certain checkpoints but may be expanded if successful.

Another option is to sign up for a CLEAR+ membership on the spot. Agents are eager to sign up travelers and you'll get access to expedited security right away. The American Express Platinum Card® and American Express® Green Card also offer up to $209 CLEAR+ Credit: CLEAR+ helps get you to your gate faster by using unique facial attributes to verify you are you at 55+ airports nationwide. You can cover the cost of a CLEAR+ Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR+ with the Platinum Card®. *Excluding any applicable taxes and fees. Subject to auto-renewal.

American Express Platinum Card®

CNBC Select Rating
5.0

On the American Express site

CNBC Select Rating
5.0

On the American Express site

Spotlight

The Amex Platinum Card provides access to Amex Centurion Lounges, Delta Sky Clubs® , Lufthansa Lounges, Escape Lounges and more. (Enrollment required)

Credit score

Good to Excellent

Regular APR

See Pay Over Time APR

Annual fee

$895

Welcome bonus

You may be eligible for as high as 175,000 Membership Rewards® points

See rates and fees, terms apply. Read our Amex Platinum Card review. The American Express Platinum Card® Welcome Offer: To view your personalized offer, you must first submit an application. If approved, you will: (1) receive your Welcome Offer details, (2) have the option to accept the Card with that offer, (3) be required to spend $12,000 on eligible purchases within the first 6 months of Card Membership, and (4) earn Membership Rewards® points. Welcome offers vary and you may not be eligible for an offer. If you're approved and accept your offer, a credit check may be conducted, which could impact your credit score. Terms apply.

The American Express Platinum Card® is a premium card loaded with annual statement credits, entertainment benefits, extensive airport lounge access, elite status perks and more. (Enrollment required for select benefits mentioned)

  • Access to 1,550+ airport lounges, including Priority Pass™ Select lounges (enrollment required) and Amex Centurion lounges
  • Statement credit offers worth up to twice what the annual fee costs
  • Elite status perks for hotels and rental cars (Enrollment required for select benefits mentioned)
  • High annual fee
  • Many statement credit offers are complicated and are earned in increments or limited to specific purchases

Highlights

Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.

  • You may be eligible for as high as 175,000 Membership Rewards® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount – all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted. 
  • Get more for your travels with 5X Membership Rewards® points on all flights and prepaid hotel bookings through American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year. 
  • With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges.* As of 07/2025. 
  • $200 Uber Cash + $120 Uber One Credit: With the Platinum Card® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply. 
  • $300 Digital Entertainment Credit: Experience the latest shows, news and recipes. Get up to $25 in statement credits each month when you use your Platinum Card® for eligible purchases on Disney+, a Disney+ bundle, ESPN streaming services, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV when you purchase directly from one or more of the providers. Enrollment required. 
  • $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel® using the Platinum Card®. *The Hotel Collection requires a minimum two-night stay. 
  • $400 Resy Credit + Platinum Nights by Resy: Get up to $100 in statement credits each quarter when you use the Platinum Card® to make eligible purchases with Resy, including dining purchases at U.S. Resy restaurants. Enrollment required. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you.
  • $209 CLEAR+ Credit: CLEAR+ helps get you to your gate faster by using your face to verify you are you at 55+ airports nationwide. You can cover the cost of a CLEAR+ Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR+ with your Platinum Card®. *Excluding any applicable taxes and fees. Subject to auto-renewal. 
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details. 
  • Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts® through American Express Travel®, enjoy noon check-in, when available, and guaranteed 4PM check-out. 
  • $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That's up to $300 in statement credits each calendar year. Enrollment required. 
  • $155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card®.* Up to $12.95 plus applicable local sales tax. Plus Ups not eligible. 
  • Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7. 
  • $895 annual fee. 
  • Terms Apply.
  • See Rates & Fees

Balance transfer fee

N/A

Foreign transaction fee

None

American Express® Green Card

CNBC Select Rating
5.0

Information has been collected independently by CNBC Select

CNBC Select Rating
5.0

Information has been collected independently by CNBC Select

Credit score

Good to Excellent

Regular APR

See Pay Over Time APR

Annual fee

$150

Welcome bonus

Earn 40,000 Membership Rewards® Points

The American Express® Green Card is geared toward those who frequently travel and eat out often, but don't want to shell out on a premium card.

  • Up to $199 credit for a CLEAR® Plus membership each year (subject to auto-renewal)
  • Earns flexible rewards you can transfer to 20+ airline and hotel loyalty programs
  • No foreign transaction fees
  • $150 annual fee
  • No ongoing non-travel statement credit offers

Rewards

  • 3X Membership Rewards® points on travel, transit purchases, and on eligible purchases at restaurants worldwide (including takeout and delivery in the U.S.)
  • 1X Membership Rewards® points on all other eligible purchases

Foreign transaction fee

None

Know your rights as a passenger

Whether you're traveling domestically or abroad, it's important to know what your rights are as a passenger in case of delays and cancellations. For example, if you experience a delay in Europe, you'll receive compensation for the inconvenience. European regulation EC261 entitles all passengers flying an E.U.-based airline or departing an E.U. airport to compensation of up to $700 for delays of more than 2 hours, cancellations or denied boarding due to overbooking.

Stateside, the Department of Transportation (DOT) has a page outlining passengers' rights. For example, consumers are entitled to a refund if the airline cancels a flight and the consumer chooses not to travel — even for non-refundable tickets. Be sure to read through the full protections before your trip and claim compensation if your trip is delayed.

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Pack the right credit card

Knowing your rights is important, but sometimes you don't want to line up with hundreds of other passengers to claim a hotel voucher when your flight is canceled. Or perhaps the airline lost your luggage and you need essentials fast. With the right credit card, you can get reimbursed for things like hotels, meals and essential purchases when things go wrong without needing to purchase a separate policy. Trip cancellation and interruption insurance, trip delay coverage, auto collision damage waiver and luggage insurance are all included when you charge your travel to a credit card with these benefits.

Be sure to read our guide to credit card travel insurance for our top picks, which include the Chase Sapphire Reserve® (see rates and fees), Chase Sapphire Preferred® Card (see rates and fees) and American Express Platinum Card® (see rates and fees). Many of the best travel cards also come with other valuable perks like no foreign transaction fees.

Chase Sapphire Reserve®

CNBC Select Rating
5.0

On Chase’s site

CNBC Select Rating
5.0

On Chase’s site

Spotlight

Get more than $3,000 in annual value with Sapphire Reserve.

Credit score

Excellent740–850

Regular APR

19.49% - 27.99% variable

Annual fee

$795

Welcome bonus

Earn 150,000 bonus points

See rates and fees. Terms apply. Member FDIC.

Read our Chase Sapphire Reserve® review.

The Chase Sapphire Reserve® is a standout premium credit card with plenty of luxury perks and statement credits to justify its annual fee.

  • Access over 1,300 airport lounges worldwide with a complimentary Priority PassTM Select membership, plus every Chase Sapphire Lounge® by The Club with two guests.
  • Up to $300 in annual travel credit each account anniversary year
  • You can transfer rewards to all of Chase's travel partners including World of Hyatt, Southwest Rapid Rewards and many more
  • Top-tier travel and shopping protections
  • High annual fee
  • Requires a high credit score

Highlights

Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.

  • Earn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
  • Get $3,000 in annual value with Sapphire Reserve.
  • Earn 8x points on all purchases through Chase TravelSM, including The EditSM and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
  • $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Access over 1,300 airport lounges worldwide with a complimentary Priority PassTM Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years
  • Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
  • Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music — all the music you love, across all your devices. Subscriptions run through 6/22/27 — a value of $288 annually
  • Member FDIC

Balance transfer fee

Either $5 or 5% of the amount of each transfer, whichever is greater

Chase Sapphire Preferred® Card

CNBC Select Rating
5.0

On Chase's site

CNBC Select Rating
5.0

On Chase's site

Spotlight

With Points Boost, your rewards will be worth up to 1.5x on thousands of top-booked hotels and flights from select airlines through Chase TravelSM.

Credit score

Good to Excellent670–850

Regular APR

19.24% - 27.49% variable

Annual fee

$95

Welcome bonus

Earn 75,000 bonus points

See rates and fees. Terms apply. Member FDIC.

Read our Chase Sapphire Preferred® Card review.

The Chase Sapphire Preferred® Card packs a punch for a $95 annual fee card, offering annual travel credits, comprehensive travel protections and more.

  • You can transfer rewards to all of Chase's travel partners including World of Hyatt, Southwest Rapid Rewards and many more
  • Long list of travel and shopping protections
  • $50 annual Chase Travel hotel credit
  • Has an annual fee
  • Requires a high credit score

Highlights

Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.

  • Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
  • Enjoy benefits such as 5x on travel purchased through Chase TravelSM, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
  • Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase TravelSM
  • 10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
  • Member FDIC

Balance transfer fee

Either $5 or 5% of the amount of each transfer, whichever is greater

Use Autoslash to save on rental cars

For many, summer means road trip season, which often sends rental car prices soaring. If you're looking to hit the road, be sure to start your search through AutoSlash. The free site specializes in tracking and rebooking rental cars to secure lower rates. By constantly monitoring prices, Autoslash helps users find the lowest prices across major rental car companies. Autoslash will even search for discounted rates based on the types of credit cards you carry and any memberships that would qualify you for savings (i.e., AAA, AARP,  Costco, etc.).

If you already have a reservation, you can set an alert with Autoslash to notify you in case of price drops. Setting up only takes a few minutes and can save you hundreds of dollars on your rental car. Overall, Autoslash is a valuable tool for travelers looking to save money on rental cars by finding the best rates and tracking reservations for price drops.

Remember to pay with a credit card that comes with *primary car rental insurance, such as the Chase Sapphire Preferred® Card or the Capital One Venture X Rewards Credit Card. This way, you won't need to go through your own auto insurance provider in the event of an accident or theft and can simply submit a claim through your card issuer.

CNBC Select Rating
5.0

Spotlight

You can add up to four authorized users to your account no fee and they can each receive their own Priority Pass™ airport lounge membership (enrollment required).

Credit score

Excellent740–850

Regular APR

19.49% - 28.49% variable APR

Annual fee

$395

Welcome bonus

Earn 75,000 bonus miles

The Capital One Venture X Rewards Credit Card is a premium credit card with a myriad of benefits and a lower annual fee than other high-end cards with similar features.

  • Annual $300 credit for bookings through Capital One Travel
  • 10,000 bonus miles after every card anniversary
  • Unlimited complimentary access to 1,300+ airport lounges, including Capital One Lounge and Landing locations
  • Long list of valuable travel and shopping protections, including return protection, rental car coverage and trip delay reimbursement (Benefit(s) only available to accounts approved for the Visa Infinite card. Terms apply.)
  • Limited bonus spending categories compared to other premium credit cards
  • High annual fee
  • High credit score requirement (excellent credit)

Highlights

  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Enjoy access to 1,300+ lounges worldwide, including Capital One Lounge and Landing locations and participating Priority Pass™ lounges, after enrollment
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
  • Top rated mobile app

Balance transfer fee

$0 at the Transfer APR, 4% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to you

Foreign transaction fees

$0

Use HotelsSlash to save on hotels

With hotel prices predicted to skyrocket this summer, HotelSlash could be a great way to save money. HotelSlash is the sister site to Autoslash and charges a $29.95 annual membership fee, though you can easily recoup that cost if you frequently stay at hotels and find a good deal.

The site scours the web for the best possible deals on hotel bookings. Not only can you conduct a general search for hotels by city, but you can set up alerts for individual hotels. The rate monitoring service applies to hotels booked directly through HotelSlash and third-party bookings. Setting up alerts is easy, requiring you to specify the hotel, travel dates, number of guests, and room preferences. 

You'll get an email alert when the search is complete and you can review the available rates. HotelSlash will notify you if rates drop further. The nice thing about the site is that the checkout page will display the total price, including resort fees (which some hotels leave out until it's time to check out).

Don't miss: Get free breakfast, room upgrades and more with the best hotel credit cards

Best rate guarantee claims

Every major hotel chain has a best-rate guarantee policy to encourage guests to book directly. If you find a lower rate on another public site, most hotel chains will match that rate, and some will even give you additional 20% to 25% discounts or bonus points. If you have upcoming hotel stays, it's absolutely worth familiarizing yourself with your hotel chain's best rate guarantee policy and monitoring the site for lower rates. Hotels often run sales or discount last-minute stays. By staying on top of these deals, you can secure a substantial discount.

HotelSlash can also come in handy here, allowing you to put the monitoring process on autopilot. Once you find a lower rate, simply submit proof and wait for the claim to be processed. This simple step alone can save you hundreds of dollars on your hotel stay this summer. Just remember that the lower rate must be publicly available, be for the same room type and have the same exact cancellation policy.

While airlines generally don't offer any guarantees of this sort, if your ticket allows for free changes, you may be able to rebook it and get the fare difference back as a travel credit. Alternatively, if you're a Capital One cardholder, you can book through the Capital One Travel portal, which automatically gives you credit back if the flight cost drops after you book it. 

Use points when booking flights last minute

Contrary to popular belief, there are hardly ever "last minute deals" on airfare – you generally need to book at least 21 days in advance to get a good deal. Last-minute flights can be expensive, which is where transferable points, such as American Express Membership Rewards® and Chase Ultimate Rewards® points, come in.

Many airlines release saver-level award space (especially in premium cabins) closer to departure. So if you transfer your rewards points into airline miles to book a last-minute trip, you can often find good award availability and save money on expensive fares.

Don't miss: 6 times you should redeem points and miles rather than pay cash

Take advantage of Lyft's airport pick-up feature

Lyft unveiled a new feature that takes the hassle out of airport pick-ups. Rather than rushing to the rideshare pick-up stand and hoping it's not packed with other travelers, causing an extensive wait, you can pre-order a ride as soon as you land. Lyft will then assign a vehicle to you as you near the pick-up spot, estimating exactly when you'll arrive. This makes hailing a ride even easier than before, allowing you to just focus on going from Point A to Point B rather than stressing over how and when you'll actually get there. 

Don't miss: Save money and enjoy VIP perks with the best credit cards for Uber, Lyft and taxi rides

Have flexibility and be patient

Summer travel can be busy and crowded. Everyone is stretched thin and experiencing frustration, so it's important to have some flexibility and patience. Delays and crowded attractions are going to be common, so prepare yourself mentally and try to embrace the experience. Get to where you're going early, plan to avoid the crowds and have a backup plan in case your trip doesn't go as planned.

The last thing you want to do is lose your cool (at others or yourself). Remember that you're on vacation and even the biggest frustrations can turn into humorous anecdotes later. Do what you can to avoid the ruckus but don't stress over things you have no control over. Cooler heads always prevail and that goes for travel more so than anything.

Find the best credit card for you by reviewing offers in our credit card marketplace or get personalized offers via CardMatch™.

Bottom line

Summer can be a stressful time to travel, but it doesn't have to be unpleasant. With a bit of planning and forethought, you can prepare yourself for possible hiccups and make sure you're not overpaying. More importantly, being aware of your rights as a passenger ensures that you won't be left stranded in case of flight delays and luggage issues. With the right travel credit card, you can earn heaps of rewards that can help offset the cost of your vacation and unlock valuable perks like airport lounge access and travel protections.

Catch up on CNBC Select's in-depth coverage of credit cardsbanking and money, and follow us on TikTokFacebookInstagram and Twitter to stay up to date.

*For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

For rates and fees of the American Express Platinum Card®, click here.

For rates and fees of the American Express® Green Card, click here.

Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party.
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