SquareMouth is an online travel insurance marketplace that's helped over 4 million people buy policies since 2003, according to the company. It offers dozens of providers, including many of our top picks, like Nationwide, Berkshire Hathaway Travel Insurance and Travel Insured International.
We love how simple the platform makes it to compare multiple insurers and get details about each. Additionally, the unique zero-complaint guarantee means SquareMouth will remove a provider if an issue is not adequately resolved.
SquareMouth Travel Insurance Marketplace
Policy highlights
SquareMouth is a travel insurance marketplace that allows you can compare top-rated providers, including Berkshire Hathaway, Nationwide, Seven Corners and Tin Leg.
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Read our SquareMouth travel insurance review
Pros
- Includes more than 30 travel insurance companies
- You can compare providers side-by-side on the website
- SquareMouth doesn't add additional markups or fees
- Carriers that don't adequately address a customer complaint are removed
Cons
- Doesn't provide travel insurance policies of its own
Policies offered by Squaremouth
SquareMouth provides quotes for several different kinds of policies, including:
Single-trip travel insurance
These short-term policies are intended to cover one trip. Rates are based on a percentage of your costs, and the policy covers medical expenses, travel delays, lost luggage and cancellation.
Annual travel insurance
If you expect to travel frequently throughout the year, this policy can simplify things by putting all your coverage in one place. Multi-trip policies usually cover travel delays, lost luggage and medical expenses.
Cruise travel insurance
The best cruise insurance policies include:
- Travel to and from your port of call
- Coverage at sea
- Trip delays, interruptions or cancellations
- Delayed or lost baggage
- Emergency medical care and evacuation
Adventure and sport travel insurance
Many standard travel insurance policies don't cover high-risk activities like skydiving, skiing and scuba diving. Several SquareMouth insurers offer coverage for these kinds of sports and adventures.
Flight insurance
Flight insurance can help you recoup costs that aren't reimbursed by your airline, like cancellation due to a family member's death or a job loss. It only covers the flight, however, not accommodations or rental cars.
Group travel insurance
If you're part of a large family heading to a wedding or coworkers going on a business trip, group travel insurance can be a lot cheaper than buying multiple individual plans to cover one person.
To qualify for a group policy with SquareMouth, you'll need to have 10 or more U.S. residents all going to the same destination at the same time.
Medical travel insurance
Your health insurance likely will not cover medical care outside the U.S. A medical travel policy can pay for hospital stays, treatment and even an emergency evacuation if you're unexpectedly sick or injured.
SquareMouth customer satisfaction
SquareMouth's zero-complaint guarantee means it advocates for customers if their travel insurance claim is rejected. If the issue isn't resolved satisfactorily, the brand will remove that insurer from its platform.
The SquareMouth website isn't particularly flashy but it's very easy to navigate. Additionally, you can get quotes by providing basic information about yourself and your trip.
However, if you're filing a claim or resolving an issue, you must work with the travel insurance company that issued your policy and not SquareMouth. What's more, the marketplace's customer service representatives are available from 8 a.m. to 10 p.m. ET daily — so if you're in a different time zone and need help, you'll need to wait.
In addition, the site received an A+ from the Better Business Bureau.
How do I buy travel insurance through SquareMouth?
To buy a policy with SquareMouth, you'll want to first get a quote by inputting:
- The ages of all travelers
- Total trip cost
- Travel dates
- Countries visited
You'll receive sample quotes from dozens of companies, which you can sort by price, popularity, most recently purchased and other categories. When you're ready, click the "buy now" button.
From there, you'll finalize the details about the people on the policy, your destination and dates and then buy the policy. You'll receive a confirmation email after your purchase.
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SquareMouth pros and cons
Consider these factors before buying a travel insurance policy through SquareMouth:
- Many well-known providers. SquareMouth works with dozens of insurers, many of which are praised for reasonable rates and excellent customer service.
- Simple comparison tool. You can view three quotes in an easy-to-view grid, making it easy to compare price, coverage and customer ratings.
- Zero complaint guarantee. SquareMouth will mediate complaints with your insurer and, if the issue isn't resolved satisfactorily, will remove that provider from its platform.
- No markup. SquareMouth doesn't add fees to providers' prices on its platform.
- No 24/7 customer service. Representatives are available from 8 a.m. to 10 p.m. ET. That can be frustrating if you're traveling in another time zone and need help.
- Promotes its brand in searches. Tin Leg, a provider founded by SquareMouth in 2014, appears at the top of most search results. You'll need to filter by price, popularity or other categories to see other options that may be a better fit for your priorities.
FAQs
Is SquareMouth Travel Insurance legit?
SquareMouth has been an online insurance marketplace since 2003 and it works with many top companies in the industry. It received an A+ from the Better Business Bureau.
How much does travel insurance cost?
Travel insurance typically costs between 4% and 8% of your trip's total cost, according to the U.S. Travel Insurance Association. Prices can vary based on your age, destination and the length of your trip.
Does travel insurance get more expensive the closer you get to your departure date?
While it's best to get a policy as soon as possible, the cost won't increase as your departure date nears. You can typically buy a policy up until the day before your trip.
What does travel insurance not cover?
Most travel insurance doesn't cover foreseeable events, like known storms, epidemics or acts of war. Pre-existing conditions and high-risk activities may require special policies to be covered.
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At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money. Every travel insurance review is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of travel insurance products. While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics.
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