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Credit Cards

How to pay less for streaming services in 2025

These tips can help you pay less for your favorite shows in 2025.

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Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.

Cutting the cord and embracing streaming means getting used to change, as shows jump from library to library and services get bundled together. But one constant you can count on is the ever-upward creep of prices. If your monthly bills have you hunting in the attic for your old DVD player, check out these four tips for how to reduce your expenses without giving up your favorite shows.

Here's how you can save money on streaming services

1. Condense and consolidate

If you're subscribed to multiple services, take a few minutes to analyze how much time you're spending on each platform, and you may find you can cut at least one from your budget. Maybe you decided to subscribe to watch a new series that everyone's talking about, but you haven't tuned back in much since the season finale. It's OK to cancel your subscription while you wait for the show to return with new episodes; and in some cases, the streaming service will let you pause the service for a while.

2. Share subscriptions with friends and family

Many subscription services offer the ability to add multiple users to one account, and in many cases, it's more cost-effective to go in with someone on a plan vs. signing up for your own.

For example, Netflix's Premium plan currently costs $22.99 per month, but allows you to add up to two additional users (who don't live with you) for an extra $7.99 per month per person. By splitting the Premium plan with two other people, the effective cost is $12.99 per person per month. That's less than the $15.49 Netflix charges each month for its cheapest, ad-free plan.

3. Consider switching cell phone providers

Several cell phone providers offer deals where you can access streaming platforms at a discount depending on the plan you choose.

Verizon, for example, will allow subscribers to certain plans to add a Disney Bundle for an additional $10 a month. This package consists of Disney+ Premium (ad-free), Hulu (with ads) and ESPN+ (with ads). Subscribing to each of these services individually would cost much more than $10, and even getting a bundle directly from Disney will run you at least $16.99 a month (for the Trio Basic plan, which includes Disney+, Hulu and ESPN+ all with ads).

Similarly, T-Mobile includes in its Go5GNext plan Apple TV+, Netflix (Standard plan with ads) and Hulu (with ads). If you're getting a great deal on your cell phone bill, it may not be worth it to switch just for the streaming services. But if you're looking to make a change, see what perks the cell phone providers offer so you can potentially consolidate your streaming and cell phone bill in one easy move.

4. Consider a credit card with rewards for streaming service purchases

With the right credit card, you can earn points for free travel or cash back on your monthly streaming bills.

Here are some of our favorite cards for streaming services:

The Blue Cash Preferred card from Amex is an excellent choice if you subscribe to several streaming services. Cardholders can earn 6% cash back on select U.S. streaming subscriptions as well as 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 3% cash back at eligible U.S. gas stations, 3% cash back on transit including taxis/rideshare, parking, tolls, trains, buses and more, and 1% cash back on other purchases. Terms apply.

There is a huge range of subscription services that fall into the 6% cash-back category, including Apple TV+, Prime Video and Spotify. You can see the full list in our article about how to maximize the credit card rewards you can earn when you sign up for a new streaming service.

The card has a $0 introductory annual fee for the first year, then $95. (see rates and fees).

On the American Express site

CNBC Select Rating
4.8

On the American Express site

Credit score

Good to Excellent

Regular APR

19.49% - 28.49% Variable

Annual fee

$0 intro annual fee for the first year, then $95.

Welcome bonus

You may be eligible for as high as $300 cash back

The Blue Cash Preferred® Card from American Express is a low-fee card with generous cash-back rewards and useful ongoing benefits, such as a monthly Disney Bundle credit. (Enrollment required for select benefits mentioned)

  • High cash-back earnings for U.S. supermarkets and streaming services
  • Intro-APR offer for purchases and balance transfers
  • No annual fee for the first year
  • It's less rewarding after the first year because of the annual fee
  • Bonus rewards for U.S. supermarkets are capped

Highlights

Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.

  • Apply and find out your welcome offer. As High As $300 cash back* after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $3,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.
  • $0 intro annual fee for the first year, then $95.
  • Enjoy 0% intro APR on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 19.49%-28.49%.
  • Plan It®: Buy now, pay later with Plan It. Split purchases of $100 or more into equal monthly installments with a fixed fee so you don't have the pressure of paying all at once. Simply select the purchase in your online account or the American Express® App to see your plan options. Plus, you'll still earn rewards on purchases the way you usually do.
  • Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
  • Get up to a $10 monthly statement credit after using your enrolled Blue Cash Preferred® Card for a subscription purchase, including a bundle subscription purchase, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites. Subject to auto-renewal.
  • Terms Apply.
  • See Rates & Fees

Balance transfer fee

Either $5 or 3% of the amount of each transfer, whichever is greater.

Foreign transaction fee

2.7% of each transaction after conversion to US dollars

The Capital One Savor Cash Rewards Credit Card is another excellent cash-back card. With this card, you can earn 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other eligible purchases.

The card doesn't have an annual fee.

CNBC Select Rating
5.0

Spotlight

Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening

Credit score

Good to Excellent670–850

Regular APR

18.49% - 28.49% variable APR

Annual fee

$0

Welcome bonus

Earn $200 in welcome bonuses

The Capital One Savor Cash Rewards Credit Card is one of the most rewarding options for earning cash back in categories such as entertainment and dining without paying an annual fee.

  • One of the most rewarding cash back cards for entertainment and streaming services
  • No annual fee
  • Easy-to-earn welcome bonus
  • High APR
  • Requires a good to excellent credit score

Highlights

Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.

  • Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening
  • $0 annual fee and no foreign transaction fees
  • Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
  • Earn 8% cash back on Capital One Entertainment purchases
  • Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 12 months; 18.74% - 28.74% variable APR after that; balance transfer fee applies
  • Top rated mobile app

Balance transfer fee

Introductory fee of 3% of the amount of each transferred balance that posts to your account during the first 12 months that your account is open. After that, 4% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you at any other time.

If you prefer to earn points for travel, the U.S. Bank Altitude Connect card is a great choice.

You can earn 4X on travel, 4X at gas stations and EV charging stations on your first $1,000 each quarter (wholesale clubs and discount stores/supercenters excluded), 2X points per dollar spent at grocery stores, grocery delivery, dining and streaming services (discount stores/supercenters and wholesale clubs excluded) and 1X point per dollar spent on all other eligible purchases.

The card has a $0 annual fee.

Information about the U.S. Bank Altitude® Connect Visa Signature® Card has been collected independently by CNBC Select and has not been reviewed or provided by the issuer prior to publication.

CNBC Select Rating
4.8

Information about the U.S. Bank Altitude® Connect Visa Signature® Card has been collected independently by CNBC Select and has not been reviewed or provided by the issuer prior to publication.

Credit score

N/A

Regular APR

See terms

Annual fee

See terms

Welcome bonus

See terms

*See rates and fees, terms apply.

  • Intro APR for balance transfers
  • Global Entry and TSA PreCheck® application fee credit
  • Limited to four free lounge visits per year
  • You cannot transfer points to travel programs
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Why trust CNBC Select?

At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money. Every personal finance article is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of the subject matter. While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics.

Catch up on CNBC Select's in-depth coverage of credit cardsbanking and money, and follow us on TikTokFacebookInstagram and Twitter to stay up to date.

For rates and fees for the Blue Cash Preferred card, click here

Information about the U.S. Bank Altitude® Connect Visa Signature® Card has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication.

Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party.
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