The offer mentioned below for the Prime Visa is no longer available.
For a limited time, Amazon Prime members can earn a $250 Amazon gift card after getting approved for the Prime Visa card. That's $100 more than the previous offer and in my experience, you get instant access to your gift card once you're approved, allowing you to spend it immediately.
If you're an Amazon Prime member and would like $250 to put toward your Black Friday or Cyber Monday Amazon deals, take a look at this elevated welcome offer that won't stay around forever.
Limited-time Prime Visa bonus
The Prime Visa is offering an elevated offer of a $250 Amazon Gift Card instantly upon approval. This is one of the few credit cards offering a welcome bonus without requiring any additional spending.
With the welcome offer of this card typically hovering around a $150 gift card, you're getting an additional $100 boost from this limited-time offer. With the majority of online applications decided quickly, you won't have to wait long to start spending your bonus once you're approved.
This card also offers instant access once you're approved, so you don't need to wait for a physical card to come in the mail to start earning that 5% cash back at Amazon.
Is the Prime Visa a good fit for you?
The Prime Visa could be a great fit for those looking to score great deals on holiday shopping, but it's also a good option for anyone with a Prime membership. If you're already paying for the membership, the card doesn't require an annual fee, so if you're approved, you'd get a $250 gift card for no additional cost.
Also, for a limited time, you can earn up to 7% back on eligible Amazon purchases with a Prime membership, 5% through the Prime Visa, and an additional 2% when selecting No-Rush Delivery at checkout. This offer will start on Nov.27 and run through Dec. 2, and can be a great opportunity to stack savings over Black Friday and Cyber Monday.
If you're already paying for Prime, this card is a fantastic deal. If you're not a Prime member yet, the $250 welcome bonus on the Prime Visa is more than enough to cover the cost of the first year's membership.
Other cards for Black Friday shopping
Amazon Visa
Amazon Visa
Rewards
3% cash back at Amazon.com, Amazon Fresh and Whole Foods Market; 3% back on purchases made through Chase Travel; 2% back at restaurants, gas stations and local transit and commuting, including rideshare; 1% back on all other purchases
Welcome bonus
Earn a $50 Gift Card instantly upon approval.
Annual fee
$0
Intro APR
None
Regular APR
19.49%–28.24% variable
Balance transfer fee
4%, $5 minimum
Foreign transaction fee
None
Credit needed
Excellent/Good
Terms apply. We may earn commissions from qualifying purchases made through Amazon links.
Pros
- Doesn't require an Amazon Prime membership
- No annual fee
Cons
- No intro APR offer
The Amazon Visa is a great option for people still looking for strong Amazon benefits, but without requiring a Prime membership. While you do accept a few downgrades, like a lower rewards rate and a smaller welcome bonus, this card is still a great way to earn an elevated 3% back on all your Amazon purchases.
Unlike Amazon Prime Day or Prime Big Deals Day, Black Friday sales on Amazon won't be restricted to just Prime members, so you can use this card without a membership to still grab good deals.
Blue Cash Everyday® Card from American Express
The Blue Cash Everyday® Card from American Express has no annual fee and you may be eligible for bonus rewards on a wide range of common expenditures.
- Up to $264 in streaming service and meal kit credits every year (subject to auto renewal)
- High cash-back rates in popular spending categories
- No annual fee
- The best bonus cash-back categories are capped
- Has a foreign transaction fee
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.
- Apply and find out your welcome offer. As High As $200 cash back* after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $2,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.
- No Annual Fee.
- Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, your APR will be a variable APR of 19.49%-28.49%.
- Plan It®: Buy now, pay later with Plan It. Split purchases of $100 or more into equal monthly installments with a fixed fee so you don't have the pressure of paying all at once. Simply select the purchase in your online account or the American Express® App to see your plan options. Plus, you'll still earn rewards on purchases the way you usually do.
- Earn 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
- Get up to a $7 monthly statement credit after using your enrolled Blue Cash Everyday® Card for a subscription purchase, including a bundle subscription purchase, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites. Subject to auto-renewal.
- Terms Apply.
- See Rates & Fees
Balance transfer fee
Either $5 or 3% of the amount of each transfer, whichever is greater.
Foreign transaction fee
2.7% of each transaction after conversion to US dollars
Despite not earning Amazon-specific rewards, the Blue Cash Everyday® Card from American Express offers a solid return in a number of helpful categories. With the card, you'll earn 3% cash back at U.S. supermarkets, gas stations and online retail purchases, on up to $6,000 per year in eligible purchases in each category, then 1%.
You'll also get an $84 Disney Bundle Credit in the form of $7 monthly statement credits, after you spend $9.99 or more each month on an eligible subscription (subject to auto-renewal; enrollment required) with your Blue Cash Everyday® Card.
You can also use the points you earn with this card to cover all or part of a purchase at Amazon.com checkout. While it's often not the most efficient use of the card's rewards, it can be useful in some more niche situations.
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For rates and fees of the Blue Cash Everyday® Card from American Express, click here.
We may earn commissions from qualifying purchases made through Amazon links.
