Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.
If you have your eye on a stellar Black Friday or Cyber Monday deal, you want to ensure you're using the right credit card to maximize that purchase.
These nine credit cards will help you save at popular online marketplaces like Amazon, Target and Walmart, plus department stores and other retailers. There are also options for intro APR offers that can reduce the interest you pay.
Best credit cards for Black Friday and Cyber Monday shopping
- Best for general shopping: Wells Fargo Active Cash® Card
- Best for intro 0% APR period: U.S. Bank Shield™ Visa® Card
- Best welcome bonus: Chase Sapphire Reserve® (see rates and fees)
- Best for Amazon: Prime Visa (see rates and fees)
- Best for Walmart: Blue Cash Everyday® Card from American Express
- Best for Target: Target Circle™ Card
- Best for Costco: Costco Anywhere Visa® Card by Citi
- Best for shopping credits: American Express Platinum Card®
- Best for department stores: U.S. Bank Cash+® Visa Signature® Card
- Best for entertainment: Capital One Savor Cash Rewards Credit Card
Best for general shopping
The Wells Fargo Active Cash® Card is great if you want simplicity thanks to its flat-rate 2% unlimited cash rewards on purchases and $0 annual fee.
- High flat-rate return on purchases
- Intro-APR for purchases and qualifying balance transfers for a year
- No annual fee
- Cell phone protection
- Has a foreign transaction fee
- Limited redemption options unless you pair it with a Wells Fargo card that allows point transfers
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.
- Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
- Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
- Earn unlimited 2% cash rewards on purchases.
- 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 18.49%, 24.49%, or 28.49% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
- $0 annual fee.
- No categories to track or remember and cash rewards don't expire as long as your account remains open.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
Balance Transfer Fee
3% intro for 120 days from account opening, then up to 5%, min: $5
Foreign Transaction Fee
3%
Who's this for? If a simple cash rewards card is what you're looking for, the Wells Fargo Active Cash Card has you covered with unlimited 2% cash rewards on all eligible purchases.
Standout benefits: This card provides a 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 18.49%, 24.49%, or 28.49% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a balance transfer fee of up to 5% with a $5 minimum applies.
Best for intro 0% APR period
- Best-in-class intro-APR offers for purchases and balance transfers
- No annual fee
- Annual statement credit
- Cell phone protection
- Rewards limited to eligible travel purchases made through the U.S. Bank Rewards Center
- No welcome bonus
- Has a foreign transaction fee
- No intro balance transfer fee
Who's this for? The U.S. Bank Shield™ Visa® Card is a great option for someone looking for a lengthy introductory APR period and the option to transfer a balance to the card as well.
Standout benefits: The U.S. Bank Shield™ Visa® Card provides a 0% intro APR for 24 months from account opening on purchases and qualifying balance transfers, then a 17.24% to 28.24% variable APR applies. Balance transfers made within 60 days qualify for the intro rate, a balance transfer fee of 5% with a $5 minimum.
Best welcome bonus
The Chase Sapphire Reserve® is a standout premium credit card with plenty of luxury perks and statement credits to justify its annual fee.
- Access over 1,300 airport lounges worldwide with a complimentary Priority PassTM Select membership, plus every Chase Sapphire Lounge® by The Club with two guests.
- Up to $300 in annual travel credit each account anniversary year
- You can transfer rewards to all of Chase's travel partners including World of Hyatt, Southwest Rapid Rewards and many more
- Top-tier travel and shopping protections
- High annual fee
- Requires a high credit score
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.
- Earn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
- Get $3,000 in annual value with Sapphire Reserve.
- Earn 8x points on all purchases through Chase TravelSM, including The EditSM and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
- $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Access over 1,300 airport lounges worldwide with a complimentary Priority PassTM Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years
- Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
- Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music — all the music you love, across all your devices. Subscriptions run through 6/22/27 — a value of $288 annually
- Member FDIC
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater
Who's this for? The Chase Sapphire Reserve is a great option for anyone looking to earn a large number of Chase points in bulk, which are transferable, making them even more valuable.
Standout benefits: The Chase Sapphire Reserve offers a large number of credits, including a $300 flexible travel statement credit each account anniversary year and complimentary Apple TV+ and Apple Music subscriptions, valued at $250 annually.
Best for Amazon
The Prime Visa is only available to Amazon Prime members ($139 for an annual membership and $14.99 for a monthly membership) but is very rewarding for Amazon purchases.
- High rate of return at Amazon and Whole Foods
- Easy-to-earn welcome bonus
- Requires an Amazon Prime membership
- If you choose the promo APR you won't earn rewards on those purchases
Rewards
- Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases with an eligible Prime membership
- Unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)
- 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership
- Unlimited 1% back on all other purchases
Balance transfer fee
Either $5 or 4% of the amount of each transfer, whichever is greater
Who's this for? You'll want to consider the Prime Visa if you do most of your Black Friday and Cyber Monday shopping at Amazon.com.
Standout benefits: You'll earn 5% cash back at Amazon and Amazon Fresh, plus Whole Foods, and Prime members earn a $250 gift card after getting approved, which covers the cost of the first year's Prime membership and much more.
Best for Walmart
The Blue Cash Everyday® Card from American Express has no annual fee and you may be eligible for bonus rewards on a wide range of common expenditures.
- Up to $264 in streaming service and meal kit credits every year (subject to auto renewal)
- High cash-back rates in popular spending categories
- No annual fee
- The best bonus cash-back categories are capped
- Has a foreign transaction fee
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.
- Apply and find out your welcome offer. As High As $200 cash back* after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $2,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.
- No Annual Fee.
- Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, your APR will be a variable APR of 19.49%-28.49%.
- Plan It®: Buy now, pay later with Plan It. Split purchases of $100 or more into equal monthly installments with a fixed fee so you don't have the pressure of paying all at once. Simply select the purchase in your online account or the American Express® App to see your plan options. Plus, you'll still earn rewards on purchases the way you usually do.
- Earn 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
- Get up to a $7 monthly statement credit after using your enrolled Blue Cash Everyday® Card for a subscription purchase, including a bundle subscription purchase, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites. Subject to auto-renewal.
- Terms Apply.
- See Rates & Fees
Balance transfer fee
Either $5 or 3% of the amount of each transfer, whichever is greater.
Foreign transaction fee
2.7% of each transaction after conversion to US dollars
Who's this for? While Walmart's co-branded credit card has been discontinued, the Blue Cash Everyday® Card from American Express can help you earn a high rewards rate on your online Walmart purchases, even if you place your order for pick-up.
Standout benefits: This card earns 3% back on U.S. online retail purchases, including Walmart.com, on up to $6,000 in purchases per year (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Best for Target
Target Circle™ Card
Rewards
5% discount at checkout on most purchases in-store and at Target.com
Welcome bonus
Save $50 on a future qualifying purchase of $50 or more when approved for a Target Circle™ Credit or Debit Card.
Annual fee
$0
Intro APR
None
Regular APR
28.95% variable
Balance transfer fee
N/A
Foreign transaction fee
N/A
See rates and fees, terms apply.
Pros
- No annual fee
- Instant 5% discount at checkout
- Free two-day shipping on most items
- Extra 30 days for returns
Cons
- High variable APR
- Small intro bonus offer
Who's this for? The Target Circle Card offers a 5% discount on eligible Target purchases, which you can stack with Black Friday and Cyber Monday deals.
Standout benefits: When you use your Target Circle Card to make purchases at Target.com, you'll receive free shipping (standard or two-day shipping, depending on the item). If you upgrade your shipping method, fees will apply.
Best for Costco
The Costco Anywhere Visa® Card by Citi is a valuable card to pair with a Costco membership, but the rewards program is more restrictive than what you get with a typical cash-back card.
- High rewards rates for gas/EV charging and travel
- No foreign transaction fees
- Restrictive rewards that you can only cash out once per year
- Requires a paid Costco membership
- No welcome bonus
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.
- Discover one of Citi's best cash back rewards cards designed exclusively for Costco members
- Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
- 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
- 2% cash back on all other purchases from Costco and Costco.com
- 1% cash back on all other purchases
- No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
- Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico
Balance transfer fee
5% of each balance transfer; $5 minimum
Foreign transaction fee
None
Who's this for? Loyal Costco members may want to open a Costco Anywhere Visa® Card by Citi to use when holiday shopping this year. Cardholders enjoy many perks, such as a robust rewards program and no foreign transaction fees.
Standout benefits: Costco Anywhere Visa Card members earn 2% cash back on all eligible purchases from Costco and Costco.com. This is one of the best rates of return for Costco purchases because you can only use Visa cards at Costco and many of the best grocery store cards don't earn bonus rewards at warehouse clubs.
Best for shopping credits
The American Express Platinum Card® is a premium card loaded with annual statement credits, entertainment benefits, extensive airport lounge access, elite status perks and more. (Enrollment required for select benefits mentioned)
- Access to 1,550+ airport lounges, including Priority Pass™ Select lounges (enrollment required) and Amex Centurion lounges
- Statement credit offers worth up to twice what the annual fee costs
- Elite status perks for hotels and rental cars (Enrollment required for select benefits mentioned)
- High annual fee
- Many statement credit offers are complicated and are earned in increments or limited to specific purchases
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.
- You may be eligible for as high as 175,000 Membership Rewards® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount – all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted.
- Get more for your travels with 5X Membership Rewards® points on all flights and prepaid hotel bookings through American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year.
- With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges.* As of 07/2025.
- $200 Uber Cash + $120 Uber One Credit: With the Platinum Card® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
- $300 Digital Entertainment Credit: Experience the latest shows, news and recipes. Get up to $25 in statement credits each month when you use your Platinum Card® for eligible purchases on Disney+, a Disney+ bundle, ESPN streaming services, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV when you purchase directly from one or more of the providers. Enrollment required.
- $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel® using the Platinum Card®. *The Hotel Collection requires a minimum two-night stay.
- $400 Resy Credit + Platinum Nights by Resy: Get up to $100 in statement credits each quarter when you use the Platinum Card® to make eligible purchases with Resy, including dining purchases at U.S. Resy restaurants. Enrollment required. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you.
- $209 CLEAR+ Credit: CLEAR+ helps get you to your gate faster by using your face to verify you are you at 55+ airports nationwide. You can cover the cost of a CLEAR+ Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR+ with your Platinum Card®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
- Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts® through American Express Travel®, enjoy noon check-in, when available, and guaranteed 4PM check-out.
- $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That's up to $300 in statement credits each calendar year. Enrollment required.
- $155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card®.* Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
- Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
- $895 annual fee.
- Terms Apply.
- See Rates & Fees
Balance transfer fee
N/A
Foreign transaction fee
None
Who's this for? The American Express Platinum Card is a great option for people looking for a card that comes loaded with credits for popular brands and services.
Standout benefits: The American Express Platinum Card comes with benefits worth over $3,500 a year, including credits for lululemon, Saks, Oura Ring, and more.
Best for department stores
- Rewarding and versatile quarterly bonus categories
- Generous intro-APR offer
- Quarterly limits on the card's top bonus spending categories
- No statement credit offers or other ongoing benefits outside of the cash rewards
Who's this for? The U.S. Bank Cash+® Visa Signature® Card is ideal for holiday shoppers who like to do most of their buying at department stores.
Standout benefits: The card offers 5% cash back on two categories you choose quarterly (on your first $2,000 in combined eligible net purchases each quarter, then 1%); 2% cash back on one everyday category; and 1% cash back on everything else. You can choose department stores and select clothing stores as your 5% bonus categories, which will allow you to earn extra cash back at many of the most popular retailers.
Best for entertainment
The Capital One Savor Cash Rewards Credit Card is one of the most rewarding options for earning cash back in categories such as entertainment and dining without paying an annual fee.
- One of the most rewarding cash back cards for entertainment and streaming services
- No annual fee
- Easy-to-earn welcome bonus
- High APR
- Requires a good to excellent credit score
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.
- Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening
- $0 annual fee and no foreign transaction fees
- Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
- Earn 8% cash back on Capital One Entertainment purchases
- Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
- No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases and balance transfers for 12 months; 18.74% - 28.74% variable APR after that; balance transfer fee applies
- Top rated mobile app
Balance transfer fee
Introductory fee of 3% of the amount of each transferred balance that posts to your account during the first 12 months that your account is open. After that, 4% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you at any other time.
Who's this for? If you prefer to share experiences over giving gifts, the Capital One Savor Cash Rewards Credit Card is an excellent option for earning a return on entertainment purchases.
Standout benefits: Capital One Savor Cash Rewards cardholders earn 3% back on entertainment, dining and popular streaming services. This makes the ideal cash-back card for earning a return on a night out.
More on our top credit cards for Black Friday and Cyber Monday
Wells Fargo Active Cash® Card
Rewards
- Unlimited 2% cash back on all eligible purchases
Welcome bonus
Earn a $200 cash bonus after spending $500 in purchases in the first three months from account opening.
Annual fee
$0
Notable perks
This card comes with cell phone protection for damage or theft. When you pay your monthly cell phone bill with the card, you can be reimbursed up to $600 per claim with a $25 deductible (two claims per year).
U.S. Bank Shield™ Visa® Card
Rewards
- 4% cash back on prepaid air, hotel and rental cars booked directly through the U.S. Bank Rewards Center
Welcome bonus
N/A
Annual fee
$0
Notable perks
The U.S. Bank Shield has one of the longest intro APR periods on the market, and comes with cellphone protection of up to $600 reimbursed if your cell phone is stolen or damaged. You can also earn a $20 annual statement credit for 11 months of consecutive purchases.
Chase Sapphire Reserve
Rewards
- 8x points on all purchases through Chase Travel, including The Edit
- 4x points on flights and hotels booked directly
- 3x points on dining worldwide
- 1x points on all other purchases
Welcome bonus
Earn 125,000 bonus points after you spend $6,000 on purchases in the first three months from account opening.
Annual fee
$795
Notable perks
The card comes with over $2,700 in annual value with benefits such as its $300 annual travel credit, Global Entry, TSA PreCheck®, or NEXUS fee credit and access to any Chase Sapphire Lounge by The Club with up to two complimentary guests.
You'll receive a complimentary year of DoorDash DashPass, which comes with $0 delivery fees and reduced service fees (activate by Dec. 31, 2027). Once the free membership ends, you're automatically enrolled in full-price membership at the then-current monthly rate.
Prime Visa
Rewards
- 5% back at Amazon.com, Amazon Fresh and Whole Foods Markets with an eligible Prime membership
- 5% back on Chase Travel purchases with an eligible Prime membership
- unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)
- 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership
- 1% back on all other purchases
Welcome bonus
Get a $250 Amazon Gift Card instantly upon approval, exclusively for Prime members
Annual fee
$0, but requires an Amazon Prime membership
Notable perks
In addition to the strong rewards earned on Amazon purchases, you'll also receive several additional perks like lost luggage reimbursement and auto rental coverage.
Blue Cash Everyday® Card from American Express
Rewards
- 3% cash back on groceries at U.S. supermarkets on up to $6,000 in purchases per year, then 1% cash back
- 3% cash back on U.S. online retail purchases on up to $6,000 per year, then 1% cash back
- 3% cash back for purchases made at U.S. gas stations on up to $6,000 in purchases per year, then 1% cash back
- 1% cash back for all other purchases
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Welcome bonus
Earn as high as $200 cash back* after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.
Apply, and if approved:
- Find out your offer amount
- Accept the Card with your offer
- Spend $2,000 in 6 months
- Receive the cash back.
Annual fee
$0 (see rates and fees)
Notable perks
The Blue Cash Everyday® Card from American Express has potentially valuable benefits for streaming and meal delivery services. Cardmembers can get up to $180 in Home Chef credit ($15 back a month; subject to auto renewal & enrollment required) and up to $84 in Disney Bundle credit ($7 back a month in the form of a statement credit) after spending $9.99 or more each month on an eligible subscription (subject to auto renewal & enrollment required). This card also comes with purchase protection*, which covers eligible purchases for damage or theft for up to 90 days. Terms apply.
Target Circle™ Card
Rewards
- 5% discount on eligible Target purchases
- 2% back on dining and gas purchases
- 1% back everywhere else outside of Target
Welcome bonus
Save $50 on a future qualifying purchase of $50 or more when approved for a Target Circle™ Credit or Debit Card.
Annual fee
$0
Notable perks
Cardholders have access to exclusive CircleCard items and offers. Additionally, you'll receive an extra 30 days for returns and exchanges.
Costco Anywhere Visa® Card by Citi
Rewards
- Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
- 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
- 2% cash back on all other purchases from Costco and Costco.com
- 1% cash back on all other purchases
Cash-back is provided to the cardholder as an annual reward certificate.
Welcome bonus
None
Annual fee
There is no annual fee, but a Costco membership is required.
Notable perks
This card has no foreign transaction fees and grants cardholders access to exclusive events and ticket sales through Citi Entertainment.
You'll receive rewards once a year via an annual reward certificate that's only redeemable at U.S. Costco Warehouses. The certificate can be redeemed for purchases at Costco, a Costco Shop Card (which can be used for purchases at Costco.com) or cash (at Costco's discretion). Learn more about how to redeem Costco credit card rewards.
American Express Platinum Card
Rewards
- Earn 5X Membership Rewards® points on all flights and prepaid hotel bookings through American Express Travel®including Fine Hotels + Resorts® and The Hotel Collection bookings
- Earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year
- Earn 1X points on all other eligible purchases
Welcome bonus
You may be eligible for as high as 175,000 Membership Rewards® points after you spend $8,000 in eligible purchases on your new Card in your first six months of Card Membership.
Annual fee
$895 (see rates and fees)
Notable perks
The Amex Platinum card comes with over $3,000 in annual credits, which include credits for travel, shopping, entertainment and dining. The card will also cover the $120 application fee for either TSA PreCheck(every 4.5 years) or Global Entry (every 4 years) in the form of a statement credit, and you'll get full access to the American Express Global Lounge Collection.
You'll pay no foreign transaction fees and be eligible for extended warranty protection and car rental loss and damage insurance.
U.S. Bank Cash+® Visa Signature® Card
Rewards
- 5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose
- 5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Travel Center
- 2% cash back on one everyday category, such as gas stations/EV charging stations, grocery stores or restaurants
- 1% cash back on all other eligible purchases
Welcome bonus
Earn a $200 rewards bonus after spending $1,000 in eligible purchases within the first 90 days of account opening.
Annual fee
$0
Notable perks
You receive an introductory 0% APR on purchases and balance transfers for 15 billing cycles (after that, an 17.99% to 28.24% variable APR applies). The balance transfer fee is 3% of the amount you transfer with a $5 minimum.
You can redeem cash back for a statement credit, a deposit to a U.S. Bank account (savings, checking or money market) or a prepaid U.S. Bank Rewards card. You'll need at least $25 to make a redemption.
Capital One Savor Cash Rewards Credit Card
Rewards
- 3% back on dining, entertainment and popular streaming services
- 3% back at grocery stores
- 1% back on all other purchases
Welcome bonus
Earn a one-time $200 cash bonus once you spend $500 on purchases within the first three months from account opening.
Annual fee
$0
Notable perks
You'll pay no foreign transaction fees and be eligible for extended warranty protection and travel accident insurance.
FAQs
Is it cheaper to shop on Cyber Monday or Black Friday?
It's not universally cheaper to shop on Cyber Monday vs. Black Friday, but rather comes down to knowing what you want to purchase and finding the best deal for that item.
Are Amazon items cheaper on Cyber Monday?
While some items for sale on Amazon will be cheaper on Cyber Monday, that isn't true for everything. CNBC Select recommends using a site like CamelCamelCamel is see the price history and know if you're getting a good deal.
Do credit cards offer Black Friday or Cyber Monday promotions?
Specific credit cards may offer deals that apply to certain Black Friday or Cyber Monday purchases. If your card qualifies for this type of deal, such as Amex Offers or Chase Offers, they can usually be added to your card through your online account.
Why trust CNBC Select?
At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money. Every credit card review is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of credit card products. While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics. See our methodology for more information on how we choose the best credit cards for Black Friday and Cyber Monday shopping.
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Our methodology
To determine which cards offer the best value for shoppers during Black Friday and Cyber Monday, CNBC Select analyzed many of the most popular credit cards available in the U.S. We compared each card on a range of features, including rewards, welcome bonus, introductory and standard APR, balance transfer fee and foreign transaction fees. We also considered additional perks, the application process and how easy it is for the consumer to redeem points.
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Read more
*Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.
For rates and fees of the Blue Cash Everyday® Card from American Express, click here.
For rates and fees of the American Express Platinum Card®, click here.
Information about the U.S. Bank Cash+® Visa Signature® Card has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication.
We may earn commissions from qualifying purchases made through Amazon links.
