Capital One made waves in the premium credit card space with the introduction of the Capital One Venture X Rewards Credit Card and is working hard to keep the momentum going.
One year after its launch, the Capital One Travel portal is adding a new feature, specifically for premium cardholders: the Premier Collection. Rivaling similar programs offered by American Express and Chase, the Premier Collection will offer cardholders an elevated experience and money-saving perks when staying at luxury hotels and resorts. Capital One says that its goal is ultimately to provide cardholders with a more authentic, local experience when traveling.
Below, CNBC Select details everything that you need to know about Capital One's Premier Collection and who has access to this feature.
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Capital One Travel Premier Collection
The Premier Collection provides premium Capital One cardholders a suite of exclusive, elite-like benefits when staying at hundreds of luxury hotels around the globe from brands like Small Luxury Hotels, The Leading Hotels of the World, Six Senses, 1 Hotels, Montage Hotels and Resorts and Proper Hotels.
Some participating properties include The Ned NoMad in New York City, the Montage Laguna Beach in California, the 1 Hotel South Beach in Florida, the La Réserve Paris Hotel and Spa in Paris and more.
Benefits
Customers will enjoy the following benefits when booking through the Premier Collection:
- A $100 USD experience credit (or the local equivalent) to use on dining, spa, and other activities during their stay
- Daily breakfast for two
- Complimentary Wi-Fi
- Additional premium benefits when available, including early check-in, late checkout and a room upgrade
Eligibility
The Premier Collection is now live and accessible through the Capital One Travel portal.
It is available exclusively to those with the premium Capital One Venture X Rewards Credit Card and the Capital One Spark Travel Elite, which is a business credit card currently only available through Capital One Relationship Managers. Authorized users also have access.
The Capital One Venture X Rewards Credit Card is a premium credit card with a myriad of benefits and a lower annual fee than other high-end cards with similar features.
- Annual $300 credit for bookings through Capital One Travel
- 10,000 bonus miles after every card anniversary
- Unlimited complimentary access to 1,300+ airport lounges, including Capital One Lounge and Landing locations
- Long list of valuable travel and shopping protections, including return protection, rental car coverage and trip delay reimbursement (Benefit(s) only available to accounts approved for the Visa Infinite card. Terms apply.)
- Limited bonus spending categories compared to other premium credit cards
- High annual fee
- High credit score requirement (excellent credit)
Highlights
- Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
- Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
- Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
- Earn unlimited 2X miles on all other purchases
- Enjoy access to 1,300+ lounges worldwide, including Capital One Lounge and Landing locations and participating Priority Pass™ lounges, after enrollment
- Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
- Top rated mobile app
Balance transfer fee
$0 at the Transfer APR, 4% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to you
Foreign transaction fees
$0
Pricing
Premier Collection room rates should be in line with the best publicly available rate. Capital One told CNBC Select that if a customer finds a better price for the same hotel within 24 hours of booking, it will refund the difference per its Price Match Guarantee terms and conditions. There's also no minimum stay requirement so customers can still enjoy the $100 property credit and other perks on one-night stays.
As with other Capital One Travel hotel bookings, Venture X cardholders earn a generous 10X miles on Premier Collection bookings and can choose to either redeem their miles or up to $300 annual Capital One Travel credit toward their stays. Better yet, Capital One has confirmed that Premier Collection benefits can be stacked with hotel loyalty program benefits, meaning you can still earn hotel points and get elite benefits, when applicable.
Alternatives to the Premier Collection
Capital One is going head-to-head with American Express and Chase with the launch of the Premier Collection. Both of the other issuers already offer similar programs which offer extra benefits when booking luxury hotels.
Premium American Express cardholders, such as those who carry American Express Platinum Card®, have access to the Fine Hotels & Resorts program, which offers the following benefits, based on availability:
- Daily breakfast for two
- Complimentary room upgrades and Wi-Fi
- 12 p.m. check-in and guaranteed 4 p.m. late check-out
- A $100 credit to use toward on-property activities, dining or other perks like airport transfers, depending on your hotel
The American Express Platinum Card® is a premium card loaded with annual statement credits, entertainment benefits, extensive airport lounge access, elite status perks and more. (Enrollment required for select benefits mentioned)
- Access to 1,550+ airport lounges, including Priority Pass™ Select lounges (enrollment required) and Amex Centurion lounges
- Statement credit offers worth up to twice what the annual fee costs
- Elite status perks for hotels and rental cars (Enrollment required for select benefits mentioned)
- High annual fee
- Many statement credit offers are complicated and are earned in increments or limited to specific purchases
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.
- You may be eligible for as high as 175,000 Membership Rewards® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount – all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted.
- Get more for your travels with 5X Membership Rewards® points on all flights and prepaid hotel bookings through American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year.
- With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges.* As of 07/2025.
- $200 Uber Cash + $120 Uber One Credit: With the Platinum Card® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
- $300 Digital Entertainment Credit: Experience the latest shows, news and recipes. Get up to $25 in statement credits each month when you use your Platinum Card® for eligible purchases on Disney+, a Disney+ bundle, ESPN streaming services, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV when you purchase directly from one or more of the providers. Enrollment required.
- $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel® using the Platinum Card®. *The Hotel Collection requires a minimum two-night stay.
- $400 Resy Credit + Platinum Nights by Resy: Get up to $100 in statement credits each quarter when you use the Platinum Card® to make eligible purchases with Resy, including dining purchases at U.S. Resy restaurants. Enrollment required. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you.
- $209 CLEAR+ Credit: CLEAR+ helps get you to your gate faster by using your face to verify you are you at 55+ airports nationwide. You can cover the cost of a CLEAR+ Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR+ with your Platinum Card®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
- Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts® through American Express Travel®, enjoy noon check-in, when available, and guaranteed 4PM check-out.
- $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That's up to $300 in statement credits each calendar year. Enrollment required.
- $155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card®.* Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
- Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
- $895 annual fee.
- Terms Apply.
- See Rates & Fees
Balance transfer fee
N/A
Foreign transaction fee
None
Bottom line
Capital One continues to add value to its travel credit card lineup. In the past year, the issuer has launched a new travel portal, opened its first airport lounge and rolled out exclusive dining and entertainment platforms. It also recently announced Capital One Landing, a culinary-focused alternative to the traditional airport lounge.
The addition of the Premier Collection makes the Capital One Venture X Rewards Credit Card even more compelling and its $395 annual fee easier to justify. Between the money-saving benefits available through the travel portal, airport lounge access, and now hotel perks, cardholders can expect a smoother travel experience from booking to check-out.
If you don't already have a Capital One Venture X Rewards Credit Card and want to sign up, you can for a earn a welcome bonus of 75,000 bonus miles once you spend $4,000 on purchases in the first 3 months from account opening.
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For rates and fees of the American Express Platinum Card®, click here.
