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Credit Cards

5 easy ways to save on your 2026 Amazon Prime Day purchases

Simple steps like price matching and using the right credit card can save you money on Prime Day.

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Amazon's Prime Day 2025 sale is taking on a new format this year, extending from a two-day to a four-day event, running from July 8 to July 11.

The newly expanded event will have thousands of products discounted exclusively for Amazon Prime members, but there are additional ways to ensure you're getting the lowest price possible on your purchases.

Here's how to save even more on Prime Day(s).

What we'll cover 

Use the right credit card

There are a number of credit cards that can help you earn bonus rewards on Amazon purchases, plus benefit from other perks like extended warranties and 0% intro APR periods.

If you plan on taking advantage of Amazon Prime Day sales, sign up for one of these top credit cards for shopping on Amazon:

The Prime Visa (See rates and fees) is one of the best cards for shopping at Amazon as it offers up to 5% back on Amazon.com, Whole Foods Market and Amazon Fresh purchases with an eligible Prime membership.

If you use Amazon occasionally but aren't committed to an Amazon Prime membership yet, the Amazon Visa could be a good fit. The card earns an unlimited 3% back on Amazon.com, at Whole Foods and participating Amazon stores, all with no annual fee.

Amazon Visa

Terms apply. We may earn commissions from qualifying purchases made through Amazon links.
  • Rewards

    3% cash back at Amazon.com, Amazon Fresh and Whole Foods Market; 3% back on purchases made through Chase Travel; 2% back at restaurants, gas stations and local transit and commuting, including rideshare; 1% back on all other purchases

  • Welcome bonus

    Earn a $50 Gift Card instantly upon approval.

  • Annual fee

    $0

  • Intro APR

    None

  • Regular APR

    19.49%–28.24% variable

  • Balance transfer fee

    4%, $5 minimum

  • Foreign transaction fee

    None

  • Credit needed

    Excellent/Good

Terms apply. We may earn commissions from qualifying purchases made through Amazon links.

Pros

  • Doesn't require an Amazon Prime membership
  • No annual fee

Cons

  • No intro APR offer

Consider using credit card rewards

Check out your credit card's rewards program to see if you can redeem on Amazon purchases.

The Citi Double Cash® Card is a good option those who want a catch-all card without having to worry about categories. The card earns an unlimited 2% cash back on all purchases: 1% when you make a purchase and the other 1% when you pay off your card. These rewards are earned in the form of ThankYou® Points, which can be redeemed in several ways, including for Amazon purchases.

Citi Double Cash® Card

CNBC Select Rating
5.0

On Citi's site

CNBC Select Rating
5.0

On Citi's site

Spotlight

Receive a 0% intro APR for 18 months on balance transfers.

Credit score

Good to Excellent670–850

Regular APR

17.49% - 27.49% variable

Annual fee

$0

Welcome bonus

Earn $200 cash back

The Citi Double Cash® Card is one of the best no-annual-fee cash-back cards thanks to its straightforward rewards structure.

  • Balance transfers get a long intro APR
  • Generous flat-rate cash-back rewards structure
  • No annual fee
  • Travelers face a foreign transaction fee
  • Intro APR only applies to balance tranfer

Highlights

Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.

  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 17.49% - 27.49%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

Balance transfer fee

There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. A balance transfer fee of 5% of each transfer ($5 minimum) applies if completed after 4 months of account opening.

Foreign transaction fee

3%

Note that redeeming credit card rewards for Amazon purchases typically isn't the best value. For example, ThankYou Points are worth around 0.8 cents when you redeem them on Amazon.com, but can be worth considerably more when redeemed for travel.

Find the best credit card for you by reviewing offers in our credit card marketplace or get personalized offers via CardMatch™.

Price match to other stores

If you wish to buy a product from another retailer — for example, if you don't have a Prime membership — you can still use Prime Day to your advantage.

Several big-box retailers, such as Office Depot, JCPenney and Staples, will honor prices available on Amazon.com. Each store has its own terms as to what they will and will not honor, so it's advised to call ahead or check online to see how a retailer's policy works. For example, Target will not match Amazon's lightning deals.

Get Amazon Prime for free

Amazon Prime Day is reserved for only Prime members; here's how to snag a membership at no cost.

You can get Amazon Prime for free for 30 days by signing up here; just remember to cancel the free trial before the trial period ends or you'll be charged. Alternatively, thanks to Amazon Family, you can get it on the Prime membership access that your friend or family member already pays for to get access to the sale.

The Prime Visa's welcome bonus of a $250 Amazon Gift Card instantly upon approval exclusively for Prime members through 7/14) covers the cost of the $139 annual Prime membership.

Check for invite-only deals

For the first time, Amazon is offering some of its most significant discounts on an invite-only basis. Ahead of the sale, Amazon Prime members can pre-register for certain Prime Day deals to get a better shot of buying them before they sell out.

Keep in mind that quantities are limited so requesting an invitation does not guarantee that you'll be able to buy the item at the deal price.

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We may earn commissions from qualifying purchases made through Amazon links.

Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party.

5 Easy Ways To Save On Your 2026 Amazon Prime Day Purchases

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