Some offers mentioned below are no longer available.
The Chase Slate® and the Chase Freedom® card are not currently available to new cardholders. Please visit our list of the best balance transfer cards, the best cash-back cards, and best Chase cards for alternative options.
Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.
Free memberships are a less talked-about perk of having a credit card. Yet they pack a strong punch when it comes to the value they bring.
Several card issuers, including Chase and Amex, provide their cardholders with a variety of complimentary memberships that you can take advantage of. These offers make it easy to test out the service for free, often for longer periods of time than a normal 7- or 30-day free trial.
Each offer varies in terms of eligibility and length of time, but the ones we include below come with up to a year of membership at no charge. After the promotional period ends, you may even receive a discount in subsequent months.
So before you sign up for a new service, check if your card issuer offers a money-saving discount to offset the cost.
We did the digging for you and found four services that give new enrollees a complimentary or discounted membership when set your credit card as the default payment method.
Don't miss these current offers.
Free memberships with credit cards
Terms apply to all membership offers.
Peloton
If you want to hop on the Peloton trend, you'll be interested to know that Chase and Peloton recently partnered to provide select cardholders with up to $120 in statement credits to offset the cost of Peloton membership through December 31, 2021. Through your new Peloton membership, you can gain access to thousands of live and on-demand classes.
Here’s who’s eligible and the amount of the credit:
- Chase Sapphire Preferred® Card: Up to $60
- Chase Sapphire Reserve®: Up to $120
- J.P. Morgan Reserve®: Up to $120
To get in on this offer, enroll at Onepeloton.com/ChaseSapphire. Statement credits will automatically be applied each month to your credit card account to offset the monthly membership fee, which costs $12.99 (digital) or $39 (all-access), plus taxes. Once you use all of the statement credit, you’ll incur the full cost of membership.
DashPass
Early in 2020, Chase announced a partnership with DoorDash that provides eligible cardholders with at least three months of DashPass at no charge. DashPass lets you save money on costly delivery fees through free delivery and lower service fees when you place an order that's $12 or more at participating restaurants.
Both Sapphire Preferred and Reserve cardholders receive complimentary DashPass membership for a minimum of one year. Chase Freedom® (closed to new applicants), Chase Freedom Unlimited®, Chase Freedom Flex℠ and Chase Slate® Credit Card (not currently in market) members receive a complimentary three months, then a 50% discount for the next nine months.
To activate the DashPass benefit, add your eligible Chase credit card as the default payment option in the DoorDash app or online by March 31, 2022. Once the promotion ends, you’ll be charged the monthly membership fee, currently $9.99.
Lyft
Chase Sapphire Reserve cardholders can benefit from a complimentary year of Lyft Pink membership, which includes 15% off car rides, relaxed cancellations, priority airport pickups and more.
Activate this offer by adding your Chase Sapphire Reserve card as the primary payment method within the Lyft app and enrolling in the offer by March 31, 2022. Once the promotional period ends, you’ll incur the standard monthly fee, currently $19.99.
Priority Pass Select
Many card issuers offer complimentary Priority Pass Select membership with their premium cards, allowing you to relax before a flight with complimentary refreshments and free Wi-Fi.
Priority Pass Select provides access to over 1,300 VIP lounges in more than 500 cities worldwide and is worth roughly $429.
This perk requires a one-time enrollment and lasts throughout the time your card account is open.
Eligible cards include the Chase Sapphire Reserve, the American Express Platinum Card® and Citi Prestige® Card.
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For rates and fees of the American Express Platinum Card®, click here.
Information about the Citi Prestige® Card, Chase Freedom Flex℠ has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication.
