Founders: Nik Storonsky (CEO), Vlad Yatsenko
Launched: 2015
Headquarters: London
Funding: N/A
Valuation: $75 billion
Key Technologies: Artificial intelligence, blockchain, cloud computing, machine learning, software-defined security, decentralized finance (DeFi)
Industry: Fintech
Previous appearances on Disruptor 50 list: 1 (No. 11 in 2025)
After years of consistent profitability, fintech company Revolut took its biggest step towards becoming a fully licensed global financial institution.
The fintech company celebrated a major regulatory breakthrough in March, receiving a full U.K. banking license. This long-awaited certification, which it had applied for in 2021, enables Revolut to offer lending products and operate under full banking regulation in its home market, significantly enhancing credibility and competitiveness against traditional banks. It had first received a UK license with restrictions in July 2024.
"The UK is our home market and central to our growth," Revolut cofounder and CEO Nik Storonsky said in a statement alongside that license. "This is a vital step in our mission to build the world's first truly global bank."
This move will accelerate Revolut's rocketing trajectory. In November 2025, the company was valued at $75 billion following a fundraising round and share sale for employees led by Coatue, Greenoaks, Dragoneer, and Fidelity. Investors, including a16z, Franklin Templeton, and T. Rowe Price Associates, also participated in the round.
Group revenue hit $6 billion in 2025, up 46% year over year, driven by business banking services. Revolut also posted a profit before tax of $2.3 billion, and reached about 69 million retail and business customers. The company hopes to hit 100 million customers by 2027, powered by integrating services such as payments, savings, investing, and crypto into a one-stop financial hub.
Last year, Revolut accelerated expansion in artificial intelligence and machine learning, including through partnerships with investor NVentures. Already one of Europe's most valuable private technology companies, it is eyeing international expansion.
Currently, it operates in about 40 countries, with Mexico, Colombia and India going live last year. It sees growth potential, especially in India, where it believes it can solve inefficiencies in cross-border payments and foreign exchange. Already, Revolut has invested hundreds of millions of dollars in building local engineering and operational capabilities, and is aiming to onboard up to 20 million Indian customers over the next several years.
But it's not just India: Revolut plans to launch in 30 more markets by 2030, aiming to change the face of banking globally as we know it.
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