3 tips to improve your spending if you are bad with money, according to Lauren Simmons

"In order to be good with money, you have to be bad with money, period," Lauren Simmons tells CNBC Make It. Simmons is a 28-year-old former stock trader turned entrepreneur who went from making $12,000 a year to about $650,000 a year. She discusses three ways to improve your finances and spending habits.